Sold
6520 Cook Road, Swartz Creek, MI 48473
Sold on 06/30/2026 for$420,000
MLS # 20261033311 (Realcomp)
3 beds3 baths1,900 sqftBuilt 20051.4 acres
1 / 43
Listing Description
This beautiful country colonial on approximately 1.4 acres truly blends classic charm with modern comforts. From the stunning oak hardwood floors and staircase to the spacious kitchen with granite countertops, every detail shines. You will love the timeless look of the custom cherry cabinets in the kitchen, the laundry room and bathrooms. The fire-lit family room and three-season sun porch overlooking the peaceful backyard make it a perfect retreat. With Andersen windows, a newer water heater, a mudroom, a second-floor laundry, and an energy-efficient geo-thermal heating/cooling system to cut your costs, this home offers both style and convenience. Plus, the full basement has additional lights, outlets and plumbing for a bathroom for your future expansion. And there are newer garage doors as well! What a value! Set your appointment today!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,900 sq ft home in Mundy Township in Swartz Creek built in 2005.
Final sale price: $420,000 (about $221/sq ft).
Estimated annual property tax: $6,481, or about $540 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,900 sqft
Lot Size1.4 acres
Year Built2005
Stories2
Location
CitySwartz Creek
MunicipalityMundy Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionVinyl Siding
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Plumbed for Bath, Home Warranty, Water Softener/Owned
Sale & Financing
Listed5/11/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,481
Parcel #1519300011
Source: SparkMLS
Legal Description
A PARCEL OF LAND BEG S 89 DEG 54 MIN E 125 FT FROM SW COR OF SEC TH N 0 DEG 17 MIN 52 SEC E 488.07 FT TH N 89 DEG 51 MIN 03 SEC E 125 FT TH S 0 DEG 17 MIN 52 SEC W 488.39 FT TH N 89 DEG 54 MIN W 125 FT TO PL OF BEG SEC 19 T6N R6E (05) 1.4 A FR 15-19- 300-008
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrew J Alger
Keller Williams First
Frequently Asked Questions about 6520 Cook Road, Swartz Creek, MI 48473
Which school district serves 6520 Cook Road, Swartz Creek, MI 48473?
Per MLS# 20261033311, 6520 Cook Road, Swartz Creek, MI 48473 is in the Swartz Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swartz Creek directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261033311, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6520 Cook Road, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $6,481. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6520 Cook Road, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6520 Cook Road, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6520 Cook Road, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Mundy Twp police department or the Genesee County sheriff's office.
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Monthly payment$2,808
Principal & interest$2,808
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6520 Cook Road, Swartz Creek, MI 48473
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Municipality
Mundy Township
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