Sold
6520 Indian Point Road, Montague, MI 49437
Sold on 06/12/2026 for$407,000
MLS # 26013363 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,422 sqftBuilt 20010.29 acres
1 / 41
Listing Description
Welcome to Indian Point--an inviting, tucked-away cul-de-sac community nestled between White Lake and Lake Michigan. This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and lake lifestyle living. Imagine mornings by the water, afternoons on the boat, and evenings surrounded by nature. This Indian Point home delivers it all--private lake access, a quiet wooded backdrop, and a bright, airy interior designed for relaxed coastal living. With nearby access to Lake Michigan beaches and a welcoming community feel, this home is perfect for those who want a slower pace without sacrificing convenience.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,422 sq ft home in White River Township in Montague built in 2001.
Final sale price: $407,000 (about $286/sq ft).
Property tax estimate: $2,386 per year ($199/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,422 sqft
Lot Size0.29 acres
Year Built2001
Stories1
Location
CityMontague
MunicipalityWhite River Twp
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed4/2/2026
Sold Date6/11/2026
Original Price$445,500
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$5
Source: SparkMLS
Tax Information
Annual Tax$2,386
Tax Year2025
Assessed Value$897,100
Parcel #01-410-000-0005-00
Source: SparkMLS
Legal Description
WHITE RIVER TOWNSHIP SEC 2 T11N R18W INDIAN POINT LOT 5
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelly Neetz
Coldwell Banker Woodland Schmidt Whitehall
Frequently Asked Questions about 6520 Indian Point Road, Montague, MI 49437
What school district is 6520 Indian Point Road, Montague, MI 49437 in?
Per MLS# 26013363, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013363, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013363, the most recent reported annual property tax for 6520 Indian Point Road, Montague, MI 49437 is $2,386 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6520 Indian Point Road, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6520 Indian Point Road, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White River Twp police department or the Muskegon County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6520 Indian Point Road, Montague, MI 49437
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Municipality
White River Township
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