Sold
656 Overlook Drive, Oxford, MI 48371
Sold on 06/05/2026 for$725,000
MLS # 20261027008 (Realcomp)
4 beds4 baths3,417 sqftBuilt 20020.34 acres
1 / 64
Listing Description
Perched on one of the most desirable lots in the Bluffs of Waterstone, this exceptional home offers a rare combination of privacy and sweeping views. Ideally positioned between the point where the cart path diverges and just before the tree line begins, the setting provides a sense of seclusion while showcasing nearly unobstructed vistas of the 3rd green and Waterstone Lake. The home’s elevated placement enhances the experience, with northern-facing living areas overlooking sunsets, the golf course, surrounding community, and tranquil waterscape.Outdoor living is equally impressive, featuring an expansive 34' x 22' deck and a private balcony off the primary suite—perfect for relaxing or entertaining while taking in the scenery.Inside, a bright and welcoming foyer sets the tone, illuminated by an oversized chandelier. A spacious study sits to the right, while a formal dining room to the left is ideal for hosting gatherings. The heart of the home is a stunning two-story great room filled with natural light from a wall of windows. This space flows seamlessly into a generous eat-in kitchen with abundant cabinetry and counter space. A convenient laundry room, doubling as a mudroom, connects directly to the attached garage. All appliances are included.Upstairs, you’ll find four well-appointed bedrooms, each with access to a full bathroom. The primary suite offers a private retreat, complete with a spa-like ensuite featuring a jetted tub, walk-in shower, dual vanities, water closet, and a large walk-in closet.The unfinished walkout basement presents an incredible opportunity to expand, offering over 1,800 square feet of potential living space. Already equipped with plumbing for a full bathroom, wet bar or kitchen, and a gas fireplace, it’s ready to be customized to your needs.With immediate occupancy available, this home is a rare opportunity to enjoy luxury, space, and breathtaking views in one of Waterstone’s premier locations.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,417 sq ft home in Oxford Township in Oxford built in 2002.
This home sold for $725,000 (about $212/sq ft).
Annual property taxes run approximately $12,267 ($1,022/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,417 sqft
Lot Size0.34 acres
Year Built2002
Stories2
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionBrick
BasementWalk-Out Access, Daylight
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Plumbed for Bath, Central Vacuum, Whirlpool Tub
Sale & Financing
Listed4/25/2026
Sold Date6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$740 / Annually
Source: SparkMLS
Tax Information
Annual Tax$8,189
State Equalized Value$329,820
Taxable Value$220,170
Parcel #0421401020
Source: Public Records
Legal Description
T5N, R10E, SEC 21 BLUFFS OF WATERSTONE LOT 20 4-14-00 FR 100-002
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica Belanger Marine
RE/MAX Noire
Frequently Asked Questions about 656 Overlook Drive, Oxford, MI 48371
What school district is 656 Overlook Drive, Oxford, MI 48371 in?
Per MLS# 20261027008, this property is served by Oxford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261027008, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261027008, the most recent reported annual property tax for 656 Overlook Drive, Oxford, MI 48371 is $8,189. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 656 Overlook Drive, Oxford, MI 48371 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 656 Overlook Drive, Oxford, MI 48371 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$12,267
Monthly$1,022
Millage rate37.1942 mills
Municipality: CHARTER TOWNSHIP OF OXFORD
School district: OXFORD AREA COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,787
Principal & interest$4,702
Property taxes$1,022
HOA$62
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
656 Overlook Drive, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
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