For Sale
6712 Lumley Road, Bear Lake, MI 49614
$270,000
MLS # 26028936 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,400 sqftBuilt 19606.83 acres
1 / 27
Listing Description
Embrace the ultimate Northern Michigan lifestyle with this delightful two-bedroom, one-bathroom home situated on nearly seven pristine acres of private land. Located just minutes from the shores of Bear Lake and a short drive to Lake Michigan, this property is perfect for outdoor enthusiasts, hobby farmers, or anyone seeking a peaceful escape. It beautifully combines cozy living with expansive outdoor freedom and unbeatable storage.Step inside to an inviting open floor plan that maximizes space and natural light, creating a warm atmosphere for everyday living and entertaining. The seamless flow between the living and dining areas makes the home feel airy and connected. While currently configured as a comfortable two-bedroom layout, the spacious family room offers incredible versatility and can easily be converted into a third bedroom to fit your needs.Outside, your personal homestead awaits alongside a 30x40 pole barn, providing abundant storage space and room to park multiple
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,400 sq ft home in Bear Lake built in 1960.
Currently offered at $270,000 (about $193/sq ft).
Annual property taxes run approximately $2,157 ($180/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,400 sqft
Lot Size6.83 acres
Year Built1960
Stories1
Location
CityBear Lake
MunicipalityPleasanton Twp
Zip Code49614
CountyManistee
School DistrictBear Lake
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingWall Furnace
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, LP Tank Rented
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,157
Tax Year2025
State Equalized Value$136,300
Taxable Value$80,945
Assessed Value$80,945
Homestead (PRE)100%
Parcel #12-018-450-01
Source: Public Records
Legal Description
TH PT OF SW 1/4 SE 1/4 LYING E OF A & B RR R/W. SEC 18 T24N R15W. 6.83 A M/L. SALE(71) 15 1301 0595 (84) 4450 0962 (86) 245 2477 0386 (98) 3666 0791 (01) 1129 1759 0810
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica Stoddard
CENTURY 21 Northland
Frequently Asked Questions about 6712 Lumley Road, Bear Lake, MI 49614
What school district is 6712 Lumley Road, Bear Lake, MI 49614 in?
Per MLS# 26028936, this property is served by Bear Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26028936, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028936, the most recent reported annual property tax for 6712 Lumley Road, Bear Lake, MI 49614 is $2,157 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6712 Lumley Road, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6712 Lumley Road, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pleasanton Twp police department or the Manistee County sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6712 Lumley Road, Bear Lake, MI 49614
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