For Sale
673 S Cygnet Lake Drive, Benton Harbor, MI 49022
$99,900
MLS # 26016107 (Michigan Regional Information Center (MichRIC))
0.45 acres
1 / 20
Listing Description
Exceptional St. Joseph River property awaits your building plans in Trumpeter Bay offering 157 ft. +/- of riverfront. Place your boat-dock and boat in and enjoy. Great for fishing or a ride to Lake Michigan. This is an ideal lot for water-lovers! As part of Trumpeter Bay, there is access to two ponds, walking trails, and the right to purchase a slip in the private marina. HOA covers snow removal, mowing, as well as maintenance of the ponds and common spaces. Located only 1/2 mile from I-94; just minutes to local restaurants, shopping, beaches, wineries and much more. It's a great community to call home.
Source: SparkMLS
About this home
Currently offered at $99,900.
Annual property taxes run approximately $3,753 ($313/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.45 acres
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed4/16/2026
Original Price$110,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$525 / Quarterly
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,753
Tax Year2025
Assessed Value$71,345
Parcel #11-03-7700-0037-00-3
Source: SparkMLS
Legal Description
UNIT 37 TRUMPETER BAY FIRST AMENDMENT LIBER 120 PAGE 64
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anna Glassman
Glassman Real Estate
Frequently Asked Questions about 673 S Cygnet Lake Drive, Benton Harbor, MI 49022
What school district is 673 S Cygnet Lake Drive, Benton Harbor, MI 49022 in?
Per MLS# 26016107, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26016107, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016107, the most recent reported annual property tax for 673 S Cygnet Lake Drive, Benton Harbor, MI 49022 is $3,753 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 673 S Cygnet Lake Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 673 S Cygnet Lake Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 673 S Cygnet Lake Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$823
Principal & interest$648
HOA$175
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
673 S Cygnet Lake Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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