Sold
682 Cheryl Street, Saginaw, MI 48609
Sold on 03/30/2026 for$248,000
MLS # 50198579 (MiRealSource)
3 beds2 bathsBuilt 19690.34 acres
1 / 25
Listing Description
Beautiful 3 bedroom home available in Thomas Township! This home features 1780 square feet of living space including 3 bedrooms, 2 full bathrooms, a large formal living room as well as a separate family room with gas fireplace, a kitchen with breakfast nook, and a formal dining room. Below is a large basement with plenty of storage space and flex space that can be used as playroom, gaming space, etc. This property is nestled in the back on a quiet neighborhood on 0.34 acres with a fully fenced yard. Call for your private showing today!
Source: SparkMLS
About this home
Located in Thomas Township in Saginaw, this property offers 3-bedroom, 2-bath, with original construction dating to 1969.
Final sale price: $248,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.34 acres
Year Built1969
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed1/31/2026
Sold Date3/29/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mark Greskowiak
Century 21 Signature Realty
Frequently Asked Questions about 682 Cheryl Street, Saginaw, MI 48609
Which school district serves 682 Cheryl Street, Saginaw, MI 48609?
Per MLS# 50198579, 682 Cheryl Street, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What financing options are available for 682 Cheryl Street, Saginaw, MI 48609?
Per MLS# 50198579, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 682 Cheryl Street, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 682 Cheryl Street, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 682 Cheryl Street, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 682 Cheryl Street, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
682 Cheryl Street, Saginaw, MI 48609
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Municipality
Thomas Township
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