For Sale
6830 E Napier Avenue, Benton Harbor, MI 49022
$315,000
MLS # 26027496 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19740.3 acres
1 / 62
Listing Description
Completely updated units. Almost new! Situated on a generously sized lot in a convenient location near Coloma and local amenities. Separate driveways and garage spaces provide added privacy and convenience for occupants. Ideal for investors, owner-occupants, multigenerational living or those looking to offset their mortgage with rental income. Properties offering this combination of condition, layout and versatility are increasingly difficult to find. Rare opportunity to own a fully updated side-by-side ranch duplex offering strong income potential and exceptional flexibility. Each spacious unit features 2 bedrooms, 1 full bath, approximately 1,300 square feet of living space, private 1 car garage, separate entrance and thoughtfully updated interiors. Low maintenance brick exterior and newer metal roof provide long-term durability and peace of mind. Ranch style layout with no stairs offers broad tenant appease and comfortable everyday living.
Source: SparkMLS
About this home
Currently offered at $315,000.
Estimated annual property tax: $2,538, or about $212 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.3 acres
Year Built1974
Location
CityBenton Harbor
MunicipalityBainbridge Twp
Zip Code49022
CountyBerrien
School DistrictWatervliet
Construction & Systems
ConstructionBrick
BasementCrawl Space, Slab
HeatingBaseboard
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, Electricity Connected
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,538
Tax Year2025
Assessed Value$63,140
Parcel #11-01-0028-0014-05-2
Source: SparkMLS
Legal Description
COM 2136.97'E & 253'S0DEG55'27''E OF W1/4 PST SEC 28 T4S R17W TH S0DEG55'27''E 110'TH E 120'TH N0DEG55'27''W 110'TH W 120'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Bingaman
Century 21 Affiliated
Frequently Asked Questions about 6830 E Napier Avenue, Benton Harbor, MI 49022
What school district is 6830 E Napier Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26027496, this property is served by Watervliet. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26027496, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027496, the most recent reported annual property tax for 6830 E Napier Avenue, Benton Harbor, MI 49022 is $2,538 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 6830 E Napier Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6830 E Napier Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bainbridge Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,043
Principal & interest$2,043
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6830 E Napier Avenue, Benton Harbor, MI 49022
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Municipality
Bainbridge Township
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