For Sale
6875 W Illinois Street, Ludington, MI 49431
$949,900
MLS # 26020744 (Michigan Regional Information Center (MichRIC))
6 beds4 baths2,627 sqftBuilt 19540.52 acres
1 / 34
Listing Description
HAMLIN LAKE - Stunning waterfront living on South bayou of Hamlin Lake - offering 105 feet of private frontage along the South Bayou channel, a grandfathered in boathouse, new aluminum dock, and easy boat access directly to Hamlin Lake's expansive main body. This spacious family retreat has 6 or 7 bedrooms, 4 baths and is thoughtfully designed across three levels with exceptional flexibility for entertaining, hosting guests, or multi-generational living. The bright open-concept main level features beautiful water views, a welcoming fireplace in the dining area, and seamless flow between the living, dining, and kitchen spaces, all enhanced by abundant natural light and recent flooring updates, including vinyl plank flooring and carpet throughout much of the home. With 2 bedrooms and full bath on the main level, 3 bedrooms and full bath upstairs, including a private primary suite with attached bath, walk-in closet, and a bonus space with water views that is perfect for home office.
Source: SparkMLS
About this home
Located in Ludington, this property offers 6-bedroom, 4-bath, 2,627 sq ft, with original construction dating to 1954.
Currently offered at $949,900 (about $362/sq ft).
Property tax estimate: $11,138 per year ($928/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms4
Living Area2,627 sqft
Lot Size0.52 acres
Year Built1954
Stories3
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage5 spaces
HeatingBaseboard, Forced Air, Hot Water, Wall Furnace
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Guest Quarters
Sale & Financing
Listed5/6/2026
Original Price$975,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,138
Tax Year2025
Assessed Value$255,410
Parcel #53-007-700-012-00
Source: SparkMLS
Legal Description
X79. TRAVIS SUBDIVISION LOTS 2 & 3 BLOCK 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 6875 W Illinois Street, Ludington, MI 49431
Which school district serves 6875 W Illinois Street, Ludington, MI 49431?
Per MLS# 26020744, 6875 W Illinois Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26020744, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 6875 W Illinois Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $11,138 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 6875 W Illinois Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 6875 W Illinois Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 6875 W Illinois Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$6,161
Principal & interest$6,161
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6875 W Illinois Street, Ludington, MI 49431
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