Sold
6895 Swan Creek Road, Saginaw, MI 48609
Sold on 06/02/2025 for$149,700
MLS # 50173767 (MiRealSource)
3 beds1 bath1,248 sqftBuilt 19460.92 acres
1 / 32
Listing Description
Here is a move in ready home located in James Township for $144,900.00, it offers 3 bedrooms, 1 updated bathroom, new flooring, fresh paint, all new GFCI plugs, over 1200 sq. ft., just under an acre of land, an oversized 1 car garage with a work shop area and 2 storage sheds and flood insurance is NOT required!!
Source: SparkMLS
About this home
Located in James Township in Saginaw, this property offers 3-bedroom, 1-bath, 1,248 sq ft, with original construction dating to 1946.
Closed at $149,700 (about $120/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,248 sqft
Lot Size0.92 acres
Year Built1946
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley School District
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingWall Furnace
SewerSeptic Tank
Sale & Financing
Listed5/5/2025
Sold Date6/1/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dave Wieland
RE/MAX New Image
Frequently Asked Questions about 6895 Swan Creek Road, Saginaw, MI 48609
What school district is 6895 Swan Creek Road, Saginaw, MI 48609 in?
Per MLS# 50173767, this property is served by Swan Valley School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 6895 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50173767, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 6895 Swan Creek Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 6895 Swan Creek Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 6895 Swan Creek Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 6895 Swan Creek Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Monthly payment$940
Principal & interest$940
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
6895 Swan Creek Road, Saginaw, MI 48609
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Municipality
James Township
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