For Sale
70104 Treasure Island Road, Union, MI 49130
$595,000
MLS # 26009655 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,670 sqftBuilt 19600.39 acres
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Listing Description
CHARMING LAKEFRONT GETAWAY WITH SPACE FOR THE WHOLE FAMILY! This inviting home, located on a no-traffic street, features bright living areas with hardwood floors, large picture windows, and flexible sleeping arrangements across two levels. The upper level offers a living room with large picture windows with lake views, hardwood floors, sitting area with pass-through to the kitchen with tile floor, white appliances and mud/laundry room with washer & dryer and garage access. Two bedrooms include vinyl wood and hardwood flooring, while a full bath features tile floors, walk-in shower, and classic slat wall paneling. The lower level adds extra sleeping space with bunk beds, carpeted living area, full bath with Corian countertop, and walkout to a screened porch and lower deck, perfect for relaxing or entertaining outdoors. Additional highlights include back lot for additional parking, 11 Andersen windows replaced 5 years ago, ample storage, and negotiable furniture for a turnkey move-in.
Source: SparkMLS
About this home
Located in Union, this property offers 3-bedroom, 2-bath, 1,670 sq ft, with original construction dating to 1960.
Currently offered at $595,000 (about $356/sq ft).
Estimated annual property tax: $6,837, or about $570 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,670 sqft
Lot Size0.39 acres
Year Built1960
Stories2
Location
CityUnion
MunicipalityPorter Twp
Zip Code49130
CountyCass
School DistrictWhite Pigeon
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed3/12/2026
Original Price$645,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,837
Tax Year2025
Assessed Value$157,231
Parcel #14-120-216-011-02
Source: SparkMLS
Legal Description
long legal on file
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dennis Bamber
Cressy & Everett Real Estate
Frequently Asked Questions about 70104 Treasure Island Road, Union, MI 49130
Which school district serves 70104 Treasure Island Road, Union, MI 49130?
Per MLS# 26009655, 70104 Treasure Island Road, Union, MI 49130 is in the White Pigeon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Pigeon directly to confirm enrollment eligibility.
What financing options are available for 70104 Treasure Island Road, Union, MI 49130?
Per MLS# 26009655, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 70104 Treasure Island Road, Union, MI 49130?
Per public tax records, annual property taxes for this property are $6,837 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 70104 Treasure Island Road, Union, MI 49130 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 70104 Treasure Island Road, Union, MI 49130 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 70104 Treasure Island Road, Union, MI 49130?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
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Monthly payment$3,859
Principal & interest$3,859
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
70104 Treasure Island Road, Union, MI 49130
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