Sold
7021 Donegal Drive, Onsted, MI 49265
Sold on 02/18/2026 for$450,000
MLS # 26003596 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,564 sqftBuilt 19870.52 acres
1 / 75
Listing Description
This Waterfront brick Ranch on all-sports Lake Loch Erin has 162' of private shoreline with stunning panoramic lake views and cul-de-sac privacy. Home includes an attached garage and features 4 bedrooms and 3.5 baths. The main level offers an expansive living room with gas fireplace and a sliding glass door opening to the lake-view deck. The kitchen includes dining space, granite counters and convenient access to the laundry room and 1/2 bath. Primary bedroom with En Suite. Newer windows and a roof replaced in 2024 provide peace of mind. The finished walk-out lower level adds a 4th large bedroom, 3rd full bath, recreation spaces, home office, storage, and a door which leads to the stamped concrete patio and covered porch for easy lake access. Garden shed and all appliances included. Immediate occupancy! Attractively priced—rare opportunity to reimagine a prime Loch Erin lakefront home in time for summer!
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,564 sq ft home in Cambridge Township in Onsted built in 1987.
Closed at $450,000 (about $126/sq ft).
Estimated annual property tax: $2,383, or about $199 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,564 sqft
Lot Size0.52 acres
Year Built1987
Stories1
Location
CityOnsted
MunicipalityCambridge Twp
Zip Code49265
CountyLenawee
School DistrictOnsted
Construction & Systems
StyleRanch
ConstructionBrick
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed1/29/2026
Sold Date2/17/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$175 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,383
Tax Year2025
Assessed Value$206,928
Parcel #CA0-567-0240-00
Source: SparkMLS
Legal Description
LOT 24 KINGSFORD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathryn A Ewers
Coldwell Banker Beiswanger Realty Group
Frequently Asked Questions about 7021 Donegal Drive, Onsted, MI 49265
Which school district serves 7021 Donegal Drive, Onsted, MI 49265?
Per MLS# 26003596, 7021 Donegal Drive, Onsted, MI 49265 is in the Onsted boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onsted directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26003596, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7021 Donegal Drive, Onsted, MI 49265?
Per public tax records, annual property taxes for this property are $2,383 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7021 Donegal Drive, Onsted, MI 49265 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7021 Donegal Drive, Onsted, MI 49265 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7021 Donegal Drive, Onsted, MI 49265. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 7021 Donegal Drive, Onsted, MI 49265?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Cambridge Twp police department or the Lenawee County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$2,603
Principal & interest$2,588
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
8 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7021 Donegal Drive, Onsted, MI 49265
View full property history →
Municipality
Cambridge Township
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County
Lenawee County
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