For Sale
7039 W White Birch Avenue, Lake City, MI 49651
$899,900
MLS # 1943760 (Northern Great Lakes REALTORS® MLS)
3 beds3 bathsBuilt 20040.33 acres
1 / 83
Listing Description
Lake Missaukee living made effortless! Nestled on Lake City’s 1,880-acre, all-sports lake, this beautiful 3-bed (4th bed/office), 2.5-bath home delivers water views from BOTH the lakeside and street side. An open main level pairs a sun-filled living/dining zone (gas FP, custom built-ins) with a chef’s kitchen featuring beautiful counters, double oven, and cooktop. French doors open to a true four-season room: walls of glass, its own gas FP. Step out to the deck with electric awnings. Just 3 short steps to a level walkout to the shoreline! Need flex space? The main-floor office converts easily to bedroom 4, craft room, or playroom. Upstairs, the vaulted primary suite showcases stunning views over Lake Missaukee, dual walk-ins, and a spa-sized shower. Two more bedrooms upstairs share an oversized bath. Don't forget a cozy reading nook. Attached 2-car garage with mechanicals smartly tucked away, PLUS a detached garage for boats, kayaks, or a workshop. Concrete drive for plenty of guest parking. Low-maintenance frontage on one of Northern Michigan’s most desirable lakes, just minutes to downtown Lake City restaurants, ice-cream shop, and summer festivals! Whether you seek a weekend escape or a year-round residence, this property blends comfort, style, and unbeatable lake access. Launch your Lake Missaukee summer here!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath home built in 2004 sits in Lake City.
Listed at $899,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size0.33 acres
Year Built2004
Stories2
Location
CityLake City
Zip Code49651
CountyMissaukee
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPrivate Water
SewerPublic
Sale & Financing
Listed4/12/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacey M Helsel
REMAX Central
Frequently Asked Questions about 7039 W White Birch Avenue, Lake City, MI 49651
What financing options are available for 7039 W White Birch Avenue, Lake City, MI 49651?
Per MLS# 1943760, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7039 W White Birch Avenue, Lake City, MI 49651 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 7039 W White Birch Avenue, Lake City, MI 49651?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$5,837
Principal & interest$5,837
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7039 W White Birch Avenue, Lake City, MI 49651
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