Sold
704 Bayberry Lane, Otsego, MI 49078
Sold on 04/01/2026 for$225,000
MLS # 25062342 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,191 sqftBuilt 19940 acres
1 / 18
Listing Description
Available for immediate possession! With very Convenient location this desirable Bayberry Court unit features a seamless open-concept layout with clear sight lines from the breakfast bar through to the large sliding glass doors. The main living space enjoys dual skylights and vaulted ceilings, creating an open and bright atmosphere. The kitchen is equipped with Quartz countertops, stainless steel appliances, and for added convenience, the washer and dryer are included in the sale. Primary ensuite. Cathedral Ceilings with Skylights and Downstairs the partially finished daylight basement offers ample storage or the potential for additional living space with one room finished and just needing carpet. Slider off living area to private deck and undeveloped view out back. Pets are welcome! Schedule your private showing today.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,191 sq ft home built in 1994 sits in Otsego Township in Otsego.
This home sold for $225,000 (about $189/sq ft).
Property tax estimate: $3,189 per year ($266/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,191 sqft
Year Built1994
Stories1
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed12/18/2025
Sold Date3/31/2026
Original Price$239,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$270 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,189
Tax Year2025
Assessed Value$71,365
Parcel #54-175-011-00
Source: SparkMLS
Legal Description
UNIT 11 BAYBERRY COURT CONDOMINIUM SEC 23 T1N R12W (91)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Timothy M Todd
Target Realty Group LLC
Frequently Asked Questions about 704 Bayberry Lane, Otsego, MI 49078
Which school district serves 704 Bayberry Lane, Otsego, MI 49078?
Per MLS# 25062342, 704 Bayberry Lane, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25062342, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 704 Bayberry Lane, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $3,189 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 704 Bayberry Lane, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 704 Bayberry Lane, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 704 Bayberry Lane, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 704 Bayberry Lane, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,794
Principal & interest$1,524
HOA$270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
704 Bayberry Lane, Otsego, MI 49078
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Municipality
Otsego Township
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