For Sale
707 N Maple Street, Saugatuck, MI 49453
$645,000
MLS # 26012799 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19730.29 acres
1 / 29
Listing Description
Welcome! In sought-after Saugatuck Twp--just a short walk downtown --this exceptional two-unit offers prime location without the city's short-term rental restrictions. Recently remodeled in 2024 with new flooring, fresh paint and more, this is a rare gem. Unit 1: 1 bedroom, 1 bath with attached garage Unit 2: 2 bedrooms, 1 bath. Both have STR license and bring in approximately $90K/yr in short-term rental income. Looking to house hack? Live in one unit while renting out the other to offset your mortgage--or rent both and maximize cash flow. Adding private hot tubs could increase annual income by an estimated $20,000. Whether you're an investor or looking to reduce housing costs, this property is your opportunity to own in a thriving vacation market. Ask us how to make 707 N Maple yours today!
Source: SparkMLS
About this home
Listed at $645,000.
Annual property taxes run approximately $5,738 ($478/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.29 acres
Year Built1973
Location
CitySaugatuck
MunicipalitySaugatuck Twp
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
SewerPublic Sewer
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Electricity Connected, Cable Connected, Storm Sewer
Sale & Financing
Listed3/31/2026
Terms AcceptedVA Loan, MSHDA, FHA, Cash
Source: SparkMLS
Tax Information
Annual Tax$5,738
Tax Year2025
Assessed Value$182,900
Parcel #20-010-018-10
Source: SparkMLS
Legal Description
COM 1386' N OF W 1/4 PST TH N 80' TH E 160' TH S 80' TH W 160' TO POB SEC 10 T3N R16W (83)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Vincent Villegas
Villegas Group
Frequently Asked Questions about 707 N Maple Street, Saugatuck, MI 49453
Which school district serves 707 N Maple Street, Saugatuck, MI 49453?
Per MLS# 26012799, 707 N Maple Street, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26012799, this listing accepts VA Loan, MSHDA, FHA, Cash financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 707 N Maple Street, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $5,738 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 707 N Maple Street, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 707 N Maple Street, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 707 N Maple Street, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck Twp police department or the Allegan County sheriff's office.
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Monthly payment$4,183
Principal & interest$4,183
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
707 N Maple Street, Saugatuck, MI 49453
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Municipality
Saugatuck Township
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