For Sale
7099 Jose Lake Road, South Branch, MI 48761
$359,900
MLS # 20261036884 (Realcomp)
4 beds2 baths1,515 sqftBuilt 19550.71 acres
1 / 81
Listing Description
Unique Opportunity! Beautiful 100 Ft lakefront compound on Jose Lake—an all-sports lake offering stunning views and a sandy beach frontage. The main cabin features just over 1,000 sq. ft. with 2 bedrooms, 1 full bath, and an open floor plan designed for comfort and entertaining. Includes all stainless-steel appliances and a cozy wood-burning stove for those chilly evenings. Step through the 8-ft. sliding door to a spacious stamped concrete patio, perfect for barbecuing, relaxing, and enjoying the breathtaking sunsets. Property sits on approximately 3/4 of an acre with sandy beach frontage across the entire waterfront. New Septic 2022. In addition to the main home, there are two additional mini-cabins on the property—one of which are newer construction providing a total of four bedrooms and two full baths across the property. Ideal for a large family compound, multi-family use, or guests seeking privacy. Additional Cabin 1: Approx. 19' x 15' with a sitting area, lots of natural light, and direct lake views. Updated in 2018, propane heat, engineered wood flooring, cathedral ceilings with decorative beams and metal accents, charming front porch. This cabin includes washer and dryer for added convenience. Additional Cabin 2: Approx. 15' x 12' with vinyl flooring, cathedral ceiling, and propane heat with thermostat control. The property includes a 40' x 25' pole barn with a gravel floor ample space for all your lake toys, vehicles, and lawn equipment. The second full bathroom is located here, extremely functional for gatherings or summer use. Easily fits four vehicles inside. There’s also an additional 25' x 16' garage complete with a pool table (included), workbench, storage area, and two overhead garage doors plus one large sliding door. Panoramic lake views that will take your breath away. The setting is perfect—quiet, scenic, and positioned beautifully on the lake.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,515 sq ft home in South Branch built in 1955.
Asking $359,900 (about $238/sq ft).
Property tax estimate: $3,294 per year ($275/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,515 sqft
Lot Size0.71 acres
Year Built1955
Stories1
Location
CitySouth Branch
MunicipalityPlainfield Twp
Zip Code48761
CountyIosco
School DistrictHale
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementSlab
Garage5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/19/2026
Original Price$379,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,294
Parcel #073J6000002100
Source: SparkMLS
Legal Description
HARRY GOLDSMITHS JOSE LAKE SUB NO. 1 LOT 21 & 22
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Gogo
Realty Professional Group LLC
Frequently Asked Questions about 7099 Jose Lake Road, South Branch, MI 48761
What school district is 7099 Jose Lake Road, South Branch, MI 48761 in?
Per MLS# 20261036884, this property is served by Hale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261036884, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036884, the most recent reported annual property tax for 7099 Jose Lake Road, South Branch, MI 48761 is $3,294. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7099 Jose Lake Road, South Branch, MI 48761 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7099 Jose Lake Road, South Branch, MI 48761 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Plainfield Twp police department or the Iosco County sheriff's office.
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Monthly payment$2,334
Principal & interest$2,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7099 Jose Lake Road, South Branch, MI 48761
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