Sold
717 Water Street #4, Saugatuck, MI 49453
Sold on 05/14/2026 for$695,000
MLS # 26014092 (Michigan Regional Information Center (MichRIC))
3 beds4 baths1,925 sqftBuilt 20010 acres
1 / 33
Listing Description
Downtown Saugatuck Townhome. Walk to Everything! Located in the heart of downtown Saugatuck, this beautifully designed townhome offers effortless small-town living. Park your car and explore everything. Award-winning restaurants, boutique shops, art galleries, and more are just steps away. AC, Furnace and Water Heater New in2021. Enjoy water views and river access right across the street, plus nearby wineries for an afternoon of wine tasting. The home includes 3 bedrooms and 4 baths plus thoughtfully laid out floor plan with an open-concept main floor perfect for gatherings with family and friends. Excellent condition, never rented. Features include a cozy fireplace, two balconies, and multiple deck areas for outdoor relaxation.
Source: SparkMLS
About this home
Located in Saugatuck in Saugatuck, this property offers 3-bedroom, 4-bath, 1,925 sq ft, with original construction dating to 2001.
This home sold for $695,000 (about $361/sq ft).
Property tax estimate: $7,373 per year ($614/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms4
Living Area1,925 sqft
Year Built2001
Stories3
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleTraditional
ConstructionStone, Wood Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed4/7/2026
Sold Date5/13/2026
Terms AcceptedCash, Conventional
Concessions$5,000
HOA
HOA Fee$1,000 / Quarterly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$7,373
Tax Year2025
Assessed Value$179,188
Parcel #57-832-004-00
Source: SparkMLS
Legal Description
UNIT 4 SAUGATUCK TOWNHOMES CONDOMINIUM SEC 9 T3N R16W (99)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Jeanne Murphy
Jaqua Realtors
Frequently Asked Questions about 717 Water Street #4, Saugatuck, MI 49453
Which school district serves 717 Water Street #4, Saugatuck, MI 49453?
Per MLS# 26014092, 717 Water Street #4, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
What financing options are available for 717 Water Street #4, Saugatuck, MI 49453?
Per MLS# 26014092, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 717 Water Street #4, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $7,373 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 717 Water Street #4, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 717 Water Street #4, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 717 Water Street #4, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Monthly payment$4,841
Principal & interest$4,508
HOA$333
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
717 Water Street #4, Saugatuck, MI 49453
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Municipality
Saugatuck
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