Sold
728 Lake Street, Saugatuck, MI 49453
Sold on 11/19/2025 for$724,500
MLS # 25046634 (Michigan Regional Information Center (MichRIC))
2 beds2 baths900 sqftBuilt 19290.27 acres
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Listing Description
Welcome to Lake Street Living— a beautifully updated vintage cottage in downtown Saugatuck which pairs classic character with modern comforts. This 2-bedroom plus loft, 2-bath home with an oversized screened front porch and professionally landscaped yard featuring expansive outdoor amenities is crafted for year‑round relaxation and effortless entertaining. Step inside this storybook cottage and feel immediately at home. Sunlight pours through abundant windows and French doors into a vaulted living area creating a light and airy feeling where the outdoor space truly becomes an extension of the home. The oversized screened front porch invites nearly year-round dining and quiet mornings with coffee. Inside, a versatile loft offers flexible space for a guest or for storage, each bedroom is sized to accommodate either a king or queen bed thus providing options for luxury or space-efficiency, a dedicated media/desk nook supports remote work or hobbies without consuming primary living areas,
Source: SparkMLS
About this home
Located in Saugatuck in Saugatuck, this property offers 2-bedroom, 2-bath, 900 sq ft, with original construction dating to 1929.
This home sold for $724,500 (about $805/sq ft).
Estimated annual property tax: $8,458, or about $705 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area900 sqft
Lot Size0.27 acres
Year Built1929
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck Public Schools
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorHot Tub Spa
Sale & Financing
Listed9/10/2025
Sold Date11/18/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,458
Tax Year2025
Assessed Value$212,216
Parcel #57-514-038-50
Source: SparkMLS
Legal Description
LOT 6 BLOCK 4 EX THE N 132' MORRISON & DENSMORE'S ADDITION. SEC 9 T3N R16W (82)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Jeanne Murphy
Jaqua Realtors
Frequently Asked Questions about 728 Lake Street, Saugatuck, MI 49453
Which school district serves 728 Lake Street, Saugatuck, MI 49453?
Per MLS# 25046634, 728 Lake Street, Saugatuck, MI 49453 is in the Saugatuck Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25046634, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 728 Lake Street, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $8,458 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 728 Lake Street, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 728 Lake Street, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 728 Lake Street, Saugatuck, MI 49453. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 728 Lake Street, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Monthly payment$4,858
Principal & interest$4,858
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
728 Lake Street, Saugatuck, MI 49453
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Municipality
Saugatuck
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