Sold
7327 Geraldine Circle, Swartz Creek, MI 48473
Sold on 02/10/2026 for$546,065
MLS # 20261004703 (Realcomp)
4 beds3 baths2,821 sqftBuilt 20260.75 acres
1 / 1
Listing Description
Newly constructed colonial in the Bear Creek Community. This 2-story home boasts features including: 10-yr structural warranty, energy efficiency, 200 AMP service, humidifier, 42" Interior fireplace, 20x24 treated deck, quartz counters in designer kitchen upgrade including island with extended edges, attached 3 car garage with insulation, dry wall and paint and insulated garage doors, laminate flooring in kitchen, nook, foyer, mudroom, pantry, and powder bath, upper level laundry, dual sinks and separate tub and Alcove Tiled shower in master bath, French door entry to den, finished rec room in daylight basement, and large covered front porch entry.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,821 sq ft home in Gaines Township in Swartz Creek built in 2026.
This home sold for $546,065 (about $194/sq ft).
Estimated annual property tax: $902, or about $75 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,821 sqft
Lot Size0.75 acres
Year Built2026
Stories2
Location
CitySwartz Creek
MunicipalityGaines Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight, Partial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Home Warranty
Sale & Financing
Listed1/21/2026
Sold Date2/9/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$902
Parcel #1012651013
Source: SparkMLS
Legal Description
UNIT 13 BEAR CREEK EST (05) FR 10-12-300-015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael L McGivney
Allen Edwin Realty
Frequently Asked Questions about 7327 Geraldine Circle, Swartz Creek, MI 48473
What school district is 7327 Geraldine Circle, Swartz Creek, MI 48473 in?
Per MLS# 20261004703, this property is served by Swartz Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 7327 Geraldine Circle, Swartz Creek, MI 48473?
Per MLS# 20261004703, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261004703, the most recent reported annual property tax for 7327 Geraldine Circle, Swartz Creek, MI 48473 is $902. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7327 Geraldine Circle, Swartz Creek, MI 48473 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7327 Geraldine Circle, Swartz Creek, MI 48473 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7327 Geraldine Circle, Swartz Creek, MI 48473?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Gaines Twp police department or the Genesee County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,584
Principal & interest$3,542
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7327 Geraldine Circle, Swartz Creek, MI 48473
View full property history →
Municipality
Gaines Township
View all listings →
Get email alerts for new listings near 7327 Geraldine Circle
We'll notify you when something hits the market in Gaines Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.