Sold
7333 GERALDINE Circle, Swartz Creek, MI 48473
Sold on 09/10/2025 for$446,395
MLS # 20250014827 (Realcomp)
3 beds3 baths2,276 sqftBuilt 20250.54 acres
1 / 2
Listing Description
Newly constructed colonial in the Bear Creek Community. This 2-story home boasts features including: 10-yr structural warranty, energy efficiency, attached 3-car garage with insulation, dry wall and fire tape, 10x10 treated deck, humidifier, quartz counters in designer kitchen upgrade including island with extended edges, French door entry to the den, vinyl flooring on entire main level, dual sinks in the primary bath, upper level laundry, and covered front porch entry.
Source: SparkMLS
About this home
Located in Gaines Township in Swartz Creek, this property offers 3-bedroom, 3-bath, 2,276 sq ft, with original construction dating to 2025.
Closed at $446,395 (about $196/sq ft).
Annual property taxes run approximately $761 ($63/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,276 sqft
Lot Size0.54 acres
Year Built2025
Stories2
Location
CitySwartz Creek
MunicipalityGaines Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionStone, Vinyl Siding
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed3/5/2025
Sold Date9/9/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$761
Parcel #1012651012
Source: SparkMLS
Legal Description
UNIT 12 BEAR CREEK EST (05) FR 10-12-300-015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael L McGivney
Allen Edwin Realty
Frequently Asked Questions about 7333 GERALDINE Circle, Swartz Creek, MI 48473
Which school district serves 7333 GERALDINE Circle, Swartz Creek, MI 48473?
Per MLS# 20250014827, 7333 GERALDINE Circle, Swartz Creek, MI 48473 is in the Swartz Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swartz Creek directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250014827, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7333 GERALDINE Circle, Swartz Creek, MI 48473?
Per public tax records, annual property taxes for this property are $761. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7333 GERALDINE Circle, Swartz Creek, MI 48473 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7333 GERALDINE Circle, Swartz Creek, MI 48473 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 7333 GERALDINE Circle, Swartz Creek, MI 48473. The maximum advertised download speed is 5.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 7333 GERALDINE Circle, Swartz Creek, MI 48473?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Gaines Twp police department or the Genesee County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,937
Principal & interest$2,895
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7333 GERALDINE Circle, Swartz Creek, MI 48473
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Municipality
Gaines Township
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