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74288 Spencer Street, Armada, MI
$350,000
MLS # 20261044034 (Realcomp)
4 beds3 baths2,357 sqftBuilt 19030.31 acres
1 / 61
Listing Description
*** Open Houses Thursday, 6/18 - 4:30-7 pm, Saturday, 6/20 - 10 am-12 pm. *** Welcome home to this well maintained and thoughtfully updated farm house in the heart of Armada! Offering a perfect blend of character, comfort, and modern improvements, this spacious home features inviting living spaces filled with natural light, a large kitchen with abundant cabinetry, generously sized bedrooms, and a stunning primary suite complete with a fully renovated bathroom (2020) featuring a luxurious rain shower head and relaxing jetted tub. Recent updates provide peace of mind, including a new furnace, central air conditioning, and water heater installed in 2019, along with new carpet on the stairs, hallway, and bedroom. Enjoy the added benefit of a reverse osmosis water system. Outside, the expansive yard is complemented by a 25' x 20' barn, offering endless possibilities for storage, hobbies, workshop space, or recreational use. Ideally located within walking distance of award-winning Armada Schools, the Armada Fairgrounds, and charming downtown Armada, this property combines small-town convenience with exceptional space and amenities. Don't miss this opportunity to own a move-in-ready home with updates already completed and room to enjoy both inside and out.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,357 sq ft home in Armada Township in Armada built in 1903.
Asking $350,000 (about $148/sq ft).
Property tax estimate: $2,355 per year ($196/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,357 sqft
Lot Size0.31 acres
Year Built1903
Stories2
Location
CityArmada
MunicipalityArmada Twp
CountyMacomb
School DistrictArmada
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorSecurity System, Water Softener/Owned, Whirlpool Tub
Sale & Financing
Listed6/12/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,355
State Equalized Value$148,400
Taxable Value$71,298
Parcel #02-24-154-003
Source: Public Records
Legal Description
25 02 24 154 003 VILLAGE OF ARMADA HIRAM BARROWS SECOND ADDITION LOT 21 INCL 1/2 VAC ALLEY ADJ TO REAR OF LOT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert Beam
EXP Realty Romeo
Frequently Asked Questions about 74288 Spencer Street, Armada, MI
Which school district serves 74288 Spencer Street, Armada, MI?
Per MLS# 20261044034, 74288 Spencer Street, Armada, MI is in the Armada boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Armada directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261044034, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 74288 Spencer Street, Armada, MI?
Per public tax records, annual property taxes for this property are $2,355. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 74288 Spencer Street, Armada, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 74288 Spencer Street, Armada, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 74288 Spencer Street, Armada, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
74288 Spencer Street, Armada, MI
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Municipality
Armada Township
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County
Macomb County
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