Sold
745 N Shore Drive, Benton Harbor, MI 49022
Sold on 04/23/2026 for$129,000
MLS # 26008448 (Michigan Regional Information Center (MichRIC))
2 beds1 bath900 sqftBuilt 19200.21 acres
1 / 35
Listing Description
This 2 bedroom, 1 full bath home offers 900 square feet of living space with sweeping views of holes 14 through 17 of the Jack Nicklaus designed Harbor Shores Golf Course along with the Paw Paw River. A true handyman special, this property is full of potential for investors, DIY enthusiasts, or first-time buyers looking for an affordable opportunity. With a little vision and updates, this home could become a charming retreat overlooking one of the area's most scenic settings. Whether you're searching for your first home or your next project, this property offers great views and endless possibilities.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 2-bedroom, 1-bath, 900 sq ft, with original construction dating to 1920.
This home sold for $129,000 (about $143/sq ft).
Estimated annual property tax: $454, or about $38 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area900 sqft
Lot Size0.21 acres
Year Built1920
Stories1
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull, Walk-Out Access
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/5/2026
Sold Date4/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$454
Tax Year2024
Assessed Value$13,974
Parcel #11-03-6840-0013-00-7
Source: SparkMLS
Legal Description
LOT 13 RIDGEWOOD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 745 N Shore Drive, Benton Harbor, MI 49022
Which school district serves 745 N Shore Drive, Benton Harbor, MI 49022?
Per MLS# 26008448, 745 N Shore Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 745 N Shore Drive, Benton Harbor, MI 49022?
Per MLS# 26008448, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 745 N Shore Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $454 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 745 N Shore Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 745 N Shore Drive, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 745 N Shore Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Monthly payment$837
Principal & interest$837
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
745 N Shore Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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