Sold
750 Lutzke Road, Saginaw, MI 48609
Sold on 05/13/2026 for$223,800
MLS # 50203598 (MiRealSource)
3 beds1 bathBuilt 19931.14 acres
1 / 53
Listing Description
Charming and move-in ready, this 3-bedroom ranch-style home offers the perfect blend of space and updates. Inside, you’ll find both a comfortable living room and a separate family room, giving you plenty of room to spread out and entertain. The home features convenient first-floor laundry and a functional layout. The primary bedroom includes a private half bath, while the second bedroom offers a spacious walk-in closet. The main bathroom was beautifully renovated in 2021 and includes both a soaking tub and a separate walk-in shower. Recent updates provide peace of mind, including a new roof (2021), new flooring (2025), and fresh paint throughout. Central air keeps the home comfortable year-round. Step outside to enjoy a fully fenced backyard situated on a full acre—complete with mature fruit trees, perfect for enjoying fresh, homegrown produce. The property also includes a 2-car attached garage and an additional shed for extra storage. Schedule your showing today and see all this home has to offer!
Source: SparkMLS
About this home
Located in Thomas Township in Saginaw, this property offers 3-bedroom, 1-bath, with original construction dating to 1993.
Final sale price: $223,800.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1.14 acres
Year Built1993
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/7/2026
Sold Date5/12/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Selena Lambert
Irongate Realty Group
Frequently Asked Questions about 750 Lutzke Road, Saginaw, MI 48609
Which school district serves 750 Lutzke Road, Saginaw, MI 48609?
Per MLS# 50203598, 750 Lutzke Road, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What financing options are available for 750 Lutzke Road, Saginaw, MI 48609?
Per MLS# 50203598, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 750 Lutzke Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 750 Lutzke Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 750 Lutzke Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,356
Principal & interest$1,356
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
750 Lutzke Road, Saginaw, MI 48609
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Municipality
Thomas Township
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