Sold
7507 Wadding Drive, Onsted, MI 49265
Sold on 12/12/2025 for$354,900
MLS # 25055865 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,070 sqftBuilt 20020.28 acres
1 / 47
Listing Description
Enjoy lake living and energy efficiency in this beautiful 4-bedroom, 2.5-bath home in Onsted, built in 2002 and perfectly situated across the street from Loch Erin with stunning water views and lake access just steps away. This spacious home offers an inviting layout with plenty of natural light, ideal for both relaxing and entertaining. The main floor features a comfortable living area, well-appointed kitchen, and dining space that opens to a deck overlooking the scenic surroundings. Upstairs, you'll find generous bedrooms including a serene primary suite with a private bath. Enjoy the perks of lake life without the high waterfront taxes—swim, boat, and fish on Loch Erin, a private, all-sports lake. Equipped with solar panels to help reduce utility costs and promote sustainable living. Whether you're seeking a year-round home or a peaceful weekend retreat, this property offers the perfect blend of comfort, style, and lakefront charm.
Source: SparkMLS
About this home
Located in Cambridge Township in Onsted, this property offers 4-bedroom, 3-bath, 2,070 sq ft, with original construction dating to 2002.
Closed at $354,900 (about $171/sq ft).
Annual property taxes run approximately $3,020 ($252/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers. Electric service is provided by Midwest Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,070 sqft
Lot Size0.28 acres
Year Built2002
Stories2
Location
CityOnsted
MunicipalityCambridge Twp
Zip Code49265
CountyLenawee
School DistrictOnsted Community Schools
Construction & Systems
StyleContemporary
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed10/30/2025
Sold Date12/11/2025
Original Price$365,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$7,500
HOA
HOA Fee$175 / Annually
IncludesSnow Removal, Sewer
Source: SparkMLS
Tax Information
Annual Tax$3,020
Tax Year2024
Assessed Value$110,169
Parcel #CA0-730-0680-00
Source: SparkMLS
Legal Description
LOT 68 WATERFORD NO 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wendy Williams
Key Realty One LLC
Frequently Asked Questions about 7507 Wadding Drive, Onsted, MI 49265
What school district is 7507 Wadding Drive, Onsted, MI 49265 in?
Per MLS# 25055865, this property is served by Onsted Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 7507 Wadding Drive, Onsted, MI 49265?
Per MLS# 25055865, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25055865, the most recent reported annual property tax for 7507 Wadding Drive, Onsted, MI 49265 is $3,020 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7507 Wadding Drive, Onsted, MI 49265 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7507 Wadding Drive, Onsted, MI 49265 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7507 Wadding Drive, Onsted, MI 49265?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: Consumers Energy Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cambridge Twp police department or the Lenawee County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$2,317
Principal & interest$2,302
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
8 providers at this address
XfinityCable
1.2 Gbps1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Midwest Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7507 Wadding Drive, Onsted, MI 49265
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Municipality
Cambridge Township
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County
Lenawee County
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