Under Contract
7549 Wadding Drive, Onsted, MI 49265
$329,900
MLS # 26009184 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,278 sqftBuilt 19890.3 acres
1 / 48
Listing Description
Enjoy beautiful views of Loch Erin from this inviting raised ranch located just across the street from the water. This well-maintained home offers a comfortable layout with several recent updates including new flooring, fresh paint, stylish window treatments, a newer dishwasher, and a water softener. On the main level, you'll find three spacious bedrooms and two full baths, along with a bright and open living, dining and kitchen perfect for everyday living and entertaining. The versatile lower level provides an additional half bath and living space and could easily be used as a fourth bedroom, family room, home office, or recreation area. Large windows bring in plenty of natural light while capturing peaceful lake views. Enjoy all the benefits of lake community living with an association boat dock just across the street (dock slips are available through the HOA) and the neighborhood beach around the corner, perfect for swimming, relaxing, or taking in the beauty of all sports Loch Erin
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,278 sq ft home built in 1989 sits in Cambridge Township in Onsted.
Listed at $329,900 (about $145/sq ft).
Estimated annual property tax: $2,139, or about $178 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,278 sqft
Lot Size0.3 acres
Year Built1989
Stories2
Location
CityOnsted
MunicipalityCambridge Twp
Zip Code49265
CountyLenawee
School DistrictOnsted
Construction & Systems
ConstructionVinyl Siding
BasementDaylight, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Hot Tub Spa, Center Island, Eat-in Kitchen
Sale & Financing
Listed4/18/2026
Original Price$344,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$175 / Annually
IncludesSnow Removal, Sewer
Source: SparkMLS
Tax Information
Annual Tax$2,139
Tax Year2025
Assessed Value$80,312
Parcel #CA0-730-0670-00
Source: SparkMLS
Legal Description
LOT 67 WATERFORD NO 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wendy Williams
Key Realty One LLC
Frequently Asked Questions about 7549 Wadding Drive, Onsted, MI 49265
Which school district serves 7549 Wadding Drive, Onsted, MI 49265?
Per MLS# 26009184, 7549 Wadding Drive, Onsted, MI 49265 is in the Onsted boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onsted directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26009184, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7549 Wadding Drive, Onsted, MI 49265?
Per public tax records, annual property taxes for this property are $2,139 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7549 Wadding Drive, Onsted, MI 49265 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7549 Wadding Drive, Onsted, MI 49265 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7549 Wadding Drive, Onsted, MI 49265?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Cambridge Twp police department or the Lenawee County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$2,155
Principal & interest$2,140
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7549 Wadding Drive, Onsted, MI 49265
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Municipality
Cambridge Township
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County
Lenawee County
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