Sold
7644 S Steel Road, Saint Charles, MI 48655
Sold on 10/17/2025 for$290,000
MLS # 50189862 (MiRealSource)
3 beds2 baths1,528 sqftBuilt 19929.75 acres
1 / 1
Listing Description
Nestled on a serene, heavily wooded 10-acre lot with mature hardwoods; this charming 3-bedroom, 2 bath home offers the perfect blend of comfort and country living. A 30x40 insulated pole barn with a wood stove provides plenty of space for hobbies or storage, while a peaceful backyard pond adds to the property’s natural charm. The home features a large back deck just off the sliding doors, ideal for entertaining, and is wired for a hot tub off then master suite. A whole-home Generac generator ensures peace of mind, and recent updates include a newer roof, furnace, and central AC. Whether you’re a hunter or simply love the outdoors, this property delivers a true getaway experience.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,528 sq ft home in Lakefield Township in Saint Charles built in 1992.
Closed at $290,000 (about $190/sq ft).
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,528 sqft
Lot Size9.75 acres
Year Built1992
Location
CitySaint Charles
MunicipalityLakefield Twp
Zip Code48655
CountySaginaw
School DistrictMerrill Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed9/28/2025
Sold Date10/16/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nicole Devereaux
REMAX Tri County
Frequently Asked Questions about 7644 S Steel Road, Saint Charles, MI 48655
What school district is 7644 S Steel Road, Saint Charles, MI 48655 in?
Per MLS# 50189862, this property is served by Merrill Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 7644 S Steel Road, Saint Charles, MI 48655?
Per MLS# 50189862, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 7644 S Steel Road, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7644 S Steel Road, Saint Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7644 S Steel Road, Saint Charles, MI 48655?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lakefield Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberGSO SatelliteSatelliteDSL
5 providers at this address
LakeNet LLCFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7644 S Steel Road, Saint Charles, MI 48655
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Municipality
Lakefield Township
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