For Sale
7729 Kingsley Drive, Onsted, MI 49265
$849,900
MLS # 50202771 (MiRealSource)
6 beds4 bathsBuilt 19960.53 acres
1 / 95
Listing Description
Just over an hour away from Lansing, Toledo, or Ann Arbor this updated lakefront home offers a rare combination of space, flexibility, and value on Loch Erin. Designed for both refined everyday living as well as multigenerational living, entertaining, remote or extended family and guests. This versatile property allows owners to comfortably enjoy everyday living while closing off unused areas when not needed. Over the past five years the home has undergone improvements and upgrades, creating a move in ready waterfront retreat with Surprisingly manageable utility costs averaging just over 300 a month combined for gas and electricity. Enjoy expansive lake views, multiple gathering spaces, updated finishes, waterfront access, and room for everyone to relax, and reconnect. This property offers the perfect balance of peaceful lake living and accessibility. Recently reduced as motivated sellers create an exceptional opportunity to own one of Loch Erin's most versatile and improved waterfront homes. New well in 2021, New furnace and AC in the east wing in 2022, New retaining walls some in 2022 and others in 2024, New lower driveway in 2022, Kitchen update in 2022, flooring update in 2022, Many new Windows and doors, Deck Stairs 2025 Shed Doors 2021, new dock 2023, Master bedroom and bath 2025,Wi-fi Thermostats 2022, Hot water heater in the West Wing 2025, smart Wi-fi dimmers 2022, sprinkler pump and Controller 2021
Source: SparkMLS
About this home
Located in Cambridge Township in Onsted, this property offers 6-bedroom, 4-bath, with original construction dating to 1996.
Listed at $849,900.
Estimated annual property tax: $11,607, or about $967 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms4
Lot Size0.53 acres
Year Built1996
Location
CityOnsted
Zip Code49265
CountyLenawee
School DistrictOnsted
Construction & Systems
ConstructionVinyl Siding
Garage5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/30/2026
Original Price$920,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
State Equalized Value$429,800
Taxable Value$333,728
Homestead (PRE)100%
Parcel #CA0560281000
Source: Public Records
Legal Description
LOT 281 KINGLSEY NO 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rauletta Sanchez
Foundation Realty, LLC
Frequently Asked Questions about 7729 Kingsley Drive, Onsted, MI 49265
Which school district serves 7729 Kingsley Drive, Onsted, MI 49265?
Per MLS# 50202771, 7729 Kingsley Drive, Onsted, MI 49265 is in the Onsted boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onsted directly to confirm enrollment eligibility.
What financing options are available for 7729 Kingsley Drive, Onsted, MI 49265?
Per MLS# 50202771, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7729 Kingsley Drive, Onsted, MI 49265 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7729 Kingsley Drive, Onsted, MI 49265 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7729 Kingsley Drive, Onsted, MI 49265?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Tax Estimate
$
Annual tax$11,607
Monthly$967
Millage rate27.0047 mills
Municipality: Cambridge TOWNSHIP
School district: ONSTED COMMUNITY SCHOOLS
County: Lenawee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$6,480
Principal & interest$5,512
Property taxes$967
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7729 Kingsley Drive, Onsted, MI 49265
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Municipality
Cambridge Township
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County
Lenawee County
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