Sold
7841 Topinabee Drive, Montgomery, MI 49255
Sold on 05/08/2026 for$365,000
MLS # 26009037 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,808 sqftBuilt 19970.16 acres
1 / 54
Listing Description
Lake Life, Elevated. Fully Renovated. Completely Move-In Ready. Welcome to your private retreat on the Indian River--where modern luxury meets effortless lake living with direct access to the highly sought-after chain of Rebeck, Meade, and Turner Lakes, just a short boat ride away. This stunning 5-bedroom, 3-bath home has been completely renovated with a designer's eye and features a bright, open-concept layout built for both everyday living and unforgettable entertaining. The gourmet kitchen flows seamlessly into the main living space, creating the perfect gathering hub for family and guests. The spacious primary suite offers a true escape, complete with a beautifully appointed on suite bath designed for comfort and relaxation. Step outside and experience what truly sets this property apart: Expansive second-story balcony with sweeping views Meticulously maintained grounds leading to direct river access Multiple outdoor entertaining areas.
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 2,808 sq ft home built in 1997 sits in Montgomery.
Final sale price: $365,000 (about $130/sq ft).
Property tax estimate: $2,537 per year ($211/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,808 sqft
Lot Size0.16 acres
Year Built1997
Stories1
Location
CityMontgomery
MunicipalityReading Twp
Zip Code49255
CountyHillsdale
School DistrictReading
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Center Island, Pantry
Sale & Financing
Listed3/14/2026
Sold Date5/7/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$15,000
Source: SparkMLS
Tax Information
Annual Tax$2,537
Tax Year2025
Assessed Value$88,459
Parcel #10-180-001-012
Source: SparkMLS
Legal Description
LOT 15 POTOWATOMI WOODS, LOT 16 POTOWATOMI WOODS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dereck Fowler
Coldwell Banker Groves Real Estate
Frequently Asked Questions about 7841 Topinabee Drive, Montgomery, MI 49255
Which school district serves 7841 Topinabee Drive, Montgomery, MI 49255?
Per MLS# 26009037, 7841 Topinabee Drive, Montgomery, MI 49255 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26009037, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7841 Topinabee Drive, Montgomery, MI 49255?
Per public tax records, annual property taxes for this property are $2,537 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7841 Topinabee Drive, Montgomery, MI 49255 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7841 Topinabee Drive, Montgomery, MI 49255 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7841 Topinabee Drive, Montgomery, MI 49255?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$2,465
Principal & interest$2,465
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7841 Topinabee Drive, Montgomery, MI 49255
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