For Sale
7880 W Cedar Lake Road, Oscoda, MI 48750
$395,000
MLS # 1944927 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19710.4 acres
1 / 26
Listing Description
Enjoy spectacular sunrises from this beautifully maintained all-brick waterfront home on Cedar Lake! Offering 81 feet of private frontage, this 3-bedroom, 1.5-bath home is designed for comfortable year-round living or the perfect Up North retreat. Inside, you'll find warm cherry hardwood floors, a spacious living room, a cozy wood-burning fireplace, an additional wood stove, and a bright breakfast nook. The inviting three-season room provides panoramic lake views and the perfect place to unwind. Outside, beautifully landscaped grounds lead to your private dock, and the included pontoon boat means you're ready to enjoy boating, fishing, and all-sports lake fun from day one. Don't miss this opportunity to own your own slice of Northern Michigan lakefront living. Great for rental income or retirement!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1971 sits in Oscoda.
Currently offered at $395,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.4 acres
Year Built1971
Stories2
Location
CityOscoda
Zip Code48750
CountyIosco
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Baseboard, Hot Water
WaterPrivate Water, Public
Sale & Financing
Listed5/9/2026
Original Price$435,000
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by VALORIE MOELLER
Unknown Office
Frequently Asked Questions about 7880 W Cedar Lake Road, Oscoda, MI 48750
Can I use FHA or VA financing for this property?
Per MLS# 1944927, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 7880 W Cedar Lake Road, Oscoda, MI 48750 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7880 W Cedar Lake Road, Oscoda, MI 48750 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water, Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7880 W Cedar Lake Road, Oscoda, MI 48750
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