Sold
790 Lake Street, Saugatuck, MI 49453
Sold on 05/08/2026 for$1,250,000
MLS # 25042201 (Michigan Regional Information Center (MichRIC))
5 beds4 baths3,434 sqftBuilt 19050.64 acres
1 / 57
Listing Description
Experience the Heart of Saugatuck Living Imagine waking up in the heart of downtown Saugatuck, where every day feels like a getaway. This stunning 3,434 sq. ft. property blends timeless charm with modern comfort and offers a lifestyle unlike any other. Whether you envision it as a spacious single-family retreat or continue its use as an income-producing multi-unit rental, the possibilities are endless. Step inside and you'll find three distinct living spaces thoughtfully designed for both privacy and connection. The main level, currently owner-occupied, welcomes you with two bedrooms, two full baths, a formal dining room, cozy breakfast nook, wet bar, and a well-appointed kitchen—all flowing out to a large covered porch perfect for gathering with family and friends. The upper levels each offer their own character and comfort: a front unit with two bedrooms, a bright living room, full kitchen, bath, and porch with water views, plus a rear unit with one bedroom, one bath.
Source: SparkMLS
About this home
5-bedroom, 4-bath, 3,434 sq ft home in Saugatuck in Saugatuck built in 1905.
This home sold for $1,250,000 (about $364/sq ft).
Property tax estimate: $12,877 per year ($1,073/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area3,434 sqft
Lot Size0.64 acres
Year Built1905
Stories2
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleHistoric
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Hot Tub Spa, Eat-in Kitchen, Pantry
Sale & Financing
Listed8/19/2025
Sold Date5/7/2026
Original Price$1,285,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$12,877
Tax Year2025
Assessed Value$264,579
Parcel #57-514-035-00
Source: SparkMLS
Legal Description
LOT 4 ALSO LOT 3 BLK 4 EX COM AT SW COR LOT 2 TH N 17 DEG 37' W 74.22 FT TH S 71 DEG 14' W 51.29 FT TH S 43 DEG 44' W 47.45 FT TH S 15 DEG 45' W 43.81 FT TH S 17 DEG 37' E 13.81 FT TH N 72 DEG 23' E 117 FT TO BEG ALSO EX COM AT NE COR OF LOT 4 TH S 32 DEG 10'06'' W 115.37' TO NE COR LOT 3 TH S 18 DEG 30'03'' E 19.50' TH N 67 DEG 11'20'' W 85.69' TH N 34 DEG 03' 15'' E 132' TH S 67 DEG 11'20'' E 66
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura J Durham
Mill Pond Realty
Frequently Asked Questions about 790 Lake Street, Saugatuck, MI 49453
Which school district serves 790 Lake Street, Saugatuck, MI 49453?
Per MLS# 25042201, 790 Lake Street, Saugatuck, MI 49453 is in the Saugatuck-Douglas boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saugatuck-Douglas directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25042201, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 790 Lake Street, Saugatuck, MI 49453?
Per public tax records, annual property taxes for this property are $12,877 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 790 Lake Street, Saugatuck, MI 49453 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 790 Lake Street, Saugatuck, MI 49453 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 790 Lake Street, Saugatuck, MI 49453. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 790 Lake Street, Saugatuck, MI 49453?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Monthly payment$8,399
Principal & interest$8,399
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Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
790 Lake Street, Saugatuck, MI 49453
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Municipality
Saugatuck
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