For Sale
7901 Topinabee Drive, Montgomery, MI 49255
$259,900
MLS # 26017973 (Michigan Regional Information Center (MichRIC))
2 beds1 bath996 sqftBuilt 19640.32 acres
1 / 44
Listing Description
Welcome to your ideal waterfront retreat! This charming 2 bedroom, 1 bath home offers single level living with a detached 2 car garage, perfectly situated on a peaceful channel with private frontage and your own dock. A pontoon boat is included, making it easy to start enjoying lake life right away. Inside, you will find a functional layout that includes an additional room, perfect for a bunk room, home office, or dining space, along with a dedicated laundry room for added convenience. The primary bedroom features two closets, providing ample storage. Stay comfortable year round with a forced air furnace and central air conditioning, and enjoy peace of mind knowing the roof is only 3 years old. Step through the sliding glass door to a spacious back deck where you can take in the amazing scenery and serene water views. The property is located in a quiet neighborhood with no homes currently on either side, offering extra privacy.
Source: SparkMLS
About this home
Located in Montgomery, this property offers 2-bedroom, 1-bath, 996 sq ft, with original construction dating to 1964.
Listed at $259,900 (about $261/sq ft).
Property tax estimate: $1,062 per year ($89/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area996 sqft
Lot Size0.32 acres
Year Built1964
Stories1
Location
CityMontgomery
MunicipalityReading Twp
Zip Code49255
CountyHillsdale
School DistrictReading
Construction & Systems
StyleRanch
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed4/24/2026
Original Price$265,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,062
Tax Year2025
Assessed Value$40,283
Parcel #10-180-001-008
Source: SparkMLS
Legal Description
LOT 11 POTOWATOMI WOODS SEC 31 T7S R4W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Grace Roberts Elevate Team
Michigan Top Producers
Frequently Asked Questions about 7901 Topinabee Drive, Montgomery, MI 49255
Which school district serves 7901 Topinabee Drive, Montgomery, MI 49255?
Per MLS# 26017973, 7901 Topinabee Drive, Montgomery, MI 49255 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26017973, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7901 Topinabee Drive, Montgomery, MI 49255?
Per public tax records, annual property taxes for this property are $1,062 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7901 Topinabee Drive, Montgomery, MI 49255 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7901 Topinabee Drive, Montgomery, MI 49255 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7901 Topinabee Drive, Montgomery, MI 49255?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7901 Topinabee Drive, Montgomery, MI 49255
View full property history →
Get email alerts for new listings near 7901 Topinabee Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.