Sold
7964 Cedar Lake Road, Oscoda, MI 48750
Sold on 04/07/2026 for$382,000
MLS # 1942984 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19861.04 acres
1 / 58
Listing Description
Welcome to 7964 Cedar Lake Road, a charming 3-bedroom, 2-bath lakefront home offering the perfect blend of relaxation, recreation, and opportunity. With 120 feet of east-facing frontage on Cedar Lake, you’ll enjoy peaceful sunrise views and beautiful mornings right from your own shoreline. The home features one bedroom on the main floor, a comfortable layout for everyday living or guests, and a covered front patio perfect for relaxing after a day on the water. Offered fully furnished, this property is move-in ready and ideal as a year-round home or Northern Michigan getaway. Outdoor living is where this property truly shines. Enjoy your private dock, impressive seawall, and private launch, making boating, fishing, and lake days effortless right from your backyard. The double driveway provides ample parking for guests, boats, or recreational vehicles. A standout feature of the property is the two detached garages: • A 2-car garage for vehicles, storage, or lake toys • A separate 1-stall garage with a party space, ideal for entertaining or flexible bonus use The sale also includes an additional lot providing access to the Lakeshore HOA and POA, adding further recreational benefits and long-term value. The grounds are enhanced by 14 fruit trees planted just two years ago, offering future harvests and beautiful seasonal scenery. For those who love outdoor recreation, three nearby golf courses — The Gailes, Blackshire, and Serradella — along with the Au Sable River and Lake Huron are all just minutes away, providing endless opportunities for boating, fishing, golfing, and exploring Northern Michigan. Whether you're looking for a year-round residence, lakefront retreat, or a place designed for entertaining, this unique waterfront property offers it all. Home is being sold with One Year Premium Home Warranty with America's Preferred Home Warranty.
Source: SparkMLS
About this home
Located in Oscoda, this property offers 3-bedroom, 2-bath, with original construction dating to 1986.
Final sale price: $382,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size1.04 acres
Year Built1986
Stories2
Location
CityOscoda
Zip Code48750
CountyIosco
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
Sale & Financing
Listed3/12/2026
Sold Date4/6/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah A Jones
Key Realty One-TC
Frequently Asked Questions about 7964 Cedar Lake Road, Oscoda, MI 48750
What financing options are available for 7964 Cedar Lake Road, Oscoda, MI 48750?
Per MLS# 1942984, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 7964 Cedar Lake Road, Oscoda, MI 48750 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7964 Cedar Lake Road, Oscoda, MI 48750 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,496
Principal & interest$2,496
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7964 Cedar Lake Road, Oscoda, MI 48750
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