For Sale
800 E Allegan Street, Otsego, MI 49078
$450,000
MLS # 26012514 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 19760.48 acres
1 / 10
Listing Description
Investment opportunity with excellent highway visibility and convenient access in a high-traffic corridor. This well-maintained property features a newly renovated office space and is currently leased to Stewart Title d/b/a Devon Title, providing immediate income. Additional highlights include ample on-site parking, a full basement for storage or additional use, and updated mechanical systems, offering long-term reliability and minimal capital expenditure for a new owner.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 2-bath, with original construction dating to 1976.
Asking $450,000.
Estimated annual property tax: $7,873, or about $656 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeOffice
Bathrooms2
Lot Size0.48 acres
Year Built1976
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionBrick
HeatingForced Air
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed3/29/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$7,873
Tax Year2025
Assessed Value$125,988
Parcel #54-023-239-10
Source: SparkMLS
Legal Description
On File
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Derek Wissner
Callander Commercial
Frequently Asked Questions about 800 E Allegan Street, Otsego, MI 49078
What school district is 800 E Allegan Street, Otsego, MI 49078 in?
Per MLS# 26012514, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 800 E Allegan Street, Otsego, MI 49078?
Per MLS# 26012514, the seller has indicated this property accepts the following financing types: Conventional, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012514, the most recent reported annual property tax for 800 E Allegan Street, Otsego, MI 49078 is $7,873 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 800 E Allegan Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 800 E Allegan Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
800 E Allegan Street, Otsego, MI 49078
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Municipality
Otsego Township
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