Sold
805 Irving Street, Otsego, MI 49078
Sold on 02/20/2026 for$148,000
MLS # 25059499 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,442 sqftBuilt 19490.4 acres
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Listing Description
This comfortable 2 BR home sits on a double corner lot in Otsego with a great location near schools & park. Cozy E Z care knotty pine walls in dining room, spacious carpeted living room with lovely cove ceiling. Kitchen offers 2 corner lazy susans, a pantry & includes appliances. Convenient main floor laundry room includes the stainless washer & dryer. Work shop & room ideal for ''man cave'' , exercise room, you decide ! Open rear porch & fenced pet area. Two car detached garage. Prior owner had a hair salon at the property so there is a room dedicated to that with a separate entrance also.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,442 sq ft home built in 1949 sits in Otsego Township in Otsego.
Final sale price: $148,000 (about $103/sq ft).
Property tax estimate: $2,143 per year ($179/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,442 sqft
Lot Size0.4 acres
Year Built1949
Stories1
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s)
Sale & Financing
Listed11/20/2025
Sold Date2/19/2026
Terms AcceptedCash, Conventional
Concessions$3,000
Source: SparkMLS
Tax Information
Annual Tax$2,143
Tax Year2025
Assessed Value$45,792
Parcel #54-340-031-00
Source: SparkMLS
Legal Description
LOT 31 & 32 HEALEY'S ADD TO THE CITY OF OTSEGO.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wendy Conner
Greenridge Cornell & Associates
Frequently Asked Questions about 805 Irving Street, Otsego, MI 49078
Which school district serves 805 Irving Street, Otsego, MI 49078?
Per MLS# 25059499, 805 Irving Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What financing options are available for 805 Irving Street, Otsego, MI 49078?
Per MLS# 25059499, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 805 Irving Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,143 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 805 Irving Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 805 Irving Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 805 Irving Street, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 805 Irving Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
805 Irving Street, Otsego, MI 49078
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Municipality
Otsego Township
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