Under Contract
805 W Loomis Street, Ludington, MI 49431
$779,500
MLS # 25042251 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,985 sqftBuilt 20190.17 acres
1 / 31
Listing Description
3-bedroom, 2.5-bath custom home just three doors from Lake Michigan! Step outside and you're moments from the shoreline, the city marina, and only a short walk to Stearns Park Beach, the lighthouse, and downtown Ludington's shops and attractions. Built by premier local builder Malliett Construction, this home showcases thoughtful design and high-end finishes throughout. The primary suite features two closets and a private bath. The kitchen is equipped with quartz countertops, a pantry, and top-tier appliances, including a steamer oven, warming drawer, and convection oven. Natural Lake Michigan stone accents the island and surrounds the gas fireplace. Additional highlights include an on-demand water heater, smart thermostat, and Generac whole-house generator.The attached 2-car heated pull-through garage includes a sink. Attention to detail shines with illuminated closets (each with outlets), in-glass mini blinds on the French door to the deck, and a laundry area with quartz surround and
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,985 sq ft home in Ludington in Ludington built in 2019.
Asking $779,500 (about $393/sq ft).
Annual property taxes run approximately $9,292 ($774/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,985 sqft
Lot Size0.17 acres
Year Built2019
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorBroadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed8/19/2025
Original Price$835,000
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,292
Tax Year2024
Assessed Value$160,953
Parcel #5305111000300
Source: SparkMLS
Legal Description
see file
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lois Mitzelfeld
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 805 W Loomis Street, Ludington, MI 49431
What school district is 805 W Loomis Street, Ludington, MI 49431 in?
Per MLS# 25042251, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 805 W Loomis Street, Ludington, MI 49431?
Per MLS# 25042251, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25042251, the most recent reported annual property tax for 805 W Loomis Street, Ludington, MI 49431 is $9,292 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 805 W Loomis Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 805 W Loomis Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 805 W Loomis Street, Ludington, MI 49431?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$5,056
Principal & interest$5,056
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
805 W Loomis Street, Ludington, MI 49431
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Municipality
Ludington
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