Sold
81 Hillsdale Street, Hillsdale, MI 49242
Sold on 06/29/2026 for$220,000
MLS # 26019143 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,332 sqftBuilt 18750.14 acres
1 / 52
Listing Description
Charming, professionally updated 3-bedroom, 1-bath home in a prime location near Hillsdale College, downtown, and local activities. Extensively improved since 2024, this home blends modern updates with warm, inviting character. Highlights include a newly added main-floor bedroom, a fully renovated kitchen with open, light-filled design, new cabinetry, countertops, sink, and fixtures, plus an updated bathroom with stylish finishes. The insulated mudroom now features convenient main-floor laundry. Additional upgrades include electrical improvements, added basement structural support, central A/C, and enhanced exterior features such as a leveled front porch, new deck, updated windows and doors, and motion lighting. Fresh interior lighting and landscaping complete the package. Ideal as a comfortable residence or a smart investment opportunity near campus.
Source: SparkMLS
About this home
Located in Hillsdale in Hillsdale, this property offers 3-bedroom, 1-bath, 1,332 sq ft, with original construction dating to 1875.
Closed at $220,000 (about $165/sq ft).
Estimated annual property tax: $3,914, or about $326 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Hillsdale Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,332 sqft
Lot Size0.14 acres
Year Built1875
Stories2
Location
CityHillsdale
MunicipalityHillsdale City
Zip Code49242
CountyHillsdale
School DistrictHillsdale
Construction & Systems
StyleTraditional
ConstructionOther
BasementFull, Partial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed4/30/2026
Sold Date6/28/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$17,693
Source: SparkMLS
Tax Information
Annual Tax$3,914
Tax Year2025
Assessed Value$91,400
Parcel #006-126-105-03
Source: SparkMLS
Legal Description
. W1 PART LOT 198. COM ON E LINE HILLSDALE ST 228 FT S OF S LINE GARDEN ST TH E 108 FT 3 IN TH N ABOUT 25 DEG W 25 FT TH E'LY ABOUT R/A 10 FT TH W'LY R/A 48 FT TO A PT 66 FT FROM S LINE SD LD TH DUE W 71 FT TO HLSDL ST TH S ON E LINE SD ST 66 FT TO P OB. MC COLLUM'S NORTH ADDITION FIRST WARD. AS OF 12/31/2018 - WARD 1 66 FT TO POB. MC COLLUM'S NORTH ADDITION FIRST WARD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kathy Byerly
ERA Reardon Realty, L.L.C.
Frequently Asked Questions about 81 Hillsdale Street, Hillsdale, MI 49242
What school district is 81 Hillsdale Street, Hillsdale, MI 49242 in?
Per MLS# 26019143, this property is served by Hillsdale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019143, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019143, the most recent reported annual property tax for 81 Hillsdale Street, Hillsdale, MI 49242 is $3,914 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 81 Hillsdale Street, Hillsdale, MI 49242 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 81 Hillsdale Street, Hillsdale, MI 49242 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Hillsdale Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hillsdale City police department or the Hillsdale County sheriff's office.
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Monthly payment$1,557
Principal & interest$1,557
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Hillsdale Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
81 Hillsdale Street, Hillsdale, MI 49242
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Municipality
Hillsdale
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