Sold
810 Saint Joseph Street, South Haven, MI 49090
Sold on 05/21/2026 for$625,000
MLS # 26024064 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,212 sqftBuilt 19890.36 acres
1 / 12
Listing Description
SOLD BEFORE BROADCASTED - Meticulously maintained 3-bedroom, 2.5-bath home featuring a 3-season room and a great location just 1 block from Kids' Corner and the Blue Stairs beach access to Lake Michigan.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,212 sq ft home in South Haven in South Haven built in 1989.
Closed at $625,000 (about $283/sq ft).
Estimated annual property tax: $9,909, or about $826 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,212 sqft
Lot Size0.36 acres
Year Built1989
Stories1
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/20/2026
Sold Date5/20/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,890
Tax Year2025
State Equalized Value$308,800
Taxable Value$132,884
Assessed Value$137,003
Homestead (PRE)100%
Parcel #80-53-195-002-00
Source: Public Records
Legal Description
A764-A2 10-1-17 870-394 808-443 1029-957 1683-346 1707-841/3 *** LOT 2 PEACH HAVEN ESTATES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by LeAnn Johnson
Cottage Home Realty
Frequently Asked Questions about 810 Saint Joseph Street, South Haven, MI 49090
What school district is 810 Saint Joseph Street, South Haven, MI 49090 in?
Per MLS# 26024064, this property is served by South Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024064, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024064, the most recent reported annual property tax for 810 Saint Joseph Street, South Haven, MI 49090 is $5,890 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 810 Saint Joseph Street, South Haven, MI 49090 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 810 Saint Joseph Street, South Haven, MI 49090 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$9,909
Monthly$826
Millage rate32.0891 mills
Municipality: City of South Haven
School district: SOUTH HAVEN PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,879
Principal & interest$4,054
Property taxes$826
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
810 Saint Joseph Street, South Haven, MI 49090
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Municipality
South Haven
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