Sold
8151 Stephenson Road, Onsted, MI 49265
Sold on 03/27/2026 for$580,000
MLS # 26008535 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,564 sqftBuilt 20050.35 acres
1 / 65
Listing Description
Enjoy the ultimate lake-life lifestyle in this lovely ranch on private, all-sports Loch Erin with 100+ ft of lake frontage. An airy, open floor plan offers 4 bedrooms, 2.5 baths & 2 kitchens. Main floor kitchen has granite countertops. Laminate flooring throughout the main floor & large-format tile throughout the lower level/walk-out basement, perfect for effortless entertaining. The finished lower level walk-out basement extends living space to a covered lakeside patio, while an upper deck overlooks the private lake frontage. New on-demand hot water, whole-house filtration with iron & soft-water system, backup power with a 30A/220V manual transfer switch & generator, Nest smart thermostats & a Level 2 (50A) charging outlet for an electric car inside the attached garage. Seawall, aluminum dock. Furnishings are negotiable.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,564 sq ft home built in 2005 sits in Cambridge Township in Onsted.
Closed at $580,000 (about $226/sq ft).
Annual property taxes run approximately $4,611 ($384/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,564 sqft
Lot Size0.35 acres
Year Built2005
Stories1
Location
CityOnsted
MunicipalityCambridge Twp
Zip Code49265
CountyLenawee
School DistrictOnsted
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed3/5/2026
Sold Date3/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,611
Tax Year2025
Assessed Value$169,084
Parcel #CA0-565-3220-00
Source: SparkMLS
Legal Description
LOT 322 KINGSLEY NO 2.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mark Riggle
RE/MAX Irish Hills Realty
Frequently Asked Questions about 8151 Stephenson Road, Onsted, MI 49265
What school district is 8151 Stephenson Road, Onsted, MI 49265 in?
Per MLS# 26008535, this property is served by Onsted. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26008535, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008535, the most recent reported annual property tax for 8151 Stephenson Road, Onsted, MI 49265 is $4,611 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8151 Stephenson Road, Onsted, MI 49265 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8151 Stephenson Road, Onsted, MI 49265 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cambridge Twp police department or the Lenawee County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$3,820
Principal & interest$3,820
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8151 Stephenson Road, Onsted, MI 49265
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Municipality
Cambridge Township
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County
Lenawee County
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