For Sale
816 E Swede Road, Spruce, MI 48762
$190,000
MLS # 201838671
4 beds1 bath5.02 acres
1 / 30
Listing Description
Charming two story farmhouse set on 5+/- acres in Spruce. This 4 bedroom, 1 bathroom home offers a functional layout with one bedroom being on the main level and three bedrooms upstairs. The main living room and kitchen have been completely remodeled, blending modern updates with classic farmhouse character. Major improvements include a new furnace, new roof, new hot water heater, and a new electrical panel. Enjoy relaxing mornings and evenings on the large porch overlooking the property. Outside, the land is well suited for a hobby farm, featuring a well established apple orchard, two older barns with plenty of storage, and a detached two car garage. A wonderful opportunity for those seeking space, privacy, and country living., Age: Unknown
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Spruce.
Currently offered at $190,000.
Electric service is provided by Consumers Energy Company; natural gas by Presque Isle Electric & Gas Cooperative. Broadband is available with download speeds up to 280 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Bedrooms4
Bathrooms1
Lot Size5.02 acres
Location
CitySpruce
MunicipalityCaledonia Twp
Zip Code48762
CountyAlcona
Sale & Financing
Listed5/1/2026
Original Price$220,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Keegan Smith
Forty Five North Real Estate
Frequently Asked Questions about 816 E Swede Road, Spruce, MI 48762
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 816 E Swede Road, Spruce, MI 48762 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 816 E Swede Road, Spruce, MI 48762 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 816 E Swede Road, Spruce, MI 48762. The maximum advertised download speed is 280 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 816 E Swede Road, Spruce, MI 48762?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Caledonia Twp police department or the Alcona County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
StarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
816 E Swede Road, Spruce, MI 48762
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