Sold
8274 Peninsula Drive, Canadian Lakes, MI 49346
Sold on 12/12/2025 for$455,000
MLS # 25038628 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,348 sqftBuilt 19770.33 acres
1 / 38
Listing Description
East Canadian Lakes waterfront home. One of a kind properties and settings. 3 bedroom suites with 4 season room, spacious deck and open great room with natural gas fireplace. Spacious yard area with wooded setting and incredible views of this peaceful lake area. Watch the loons and swans meander around this no wake setting and then take your boat to the all sports Canadian Lakes area OR cruise to the plaza and grab a pizza. Full CL Amenities with free golf, tennis, biking, clubhouses and pools. 3 other CL lots available and included if buyer has interest in 1 or all.
Source: SparkMLS
About this home
Located in Canadian Lakes, this property offers 3-bedroom, 3-bath, 2,348 sq ft, with original construction dating to 1977.
Final sale price: $455,000 (about $194/sq ft).
Property tax estimate: $4,750 per year ($396/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers. Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,348 sqft
Lot Size0.33 acres
Year Built1977
Stories2
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills School District
Construction & Systems
StyleOther
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed7/31/2025
Sold Date12/11/2025
Original Price$629,900
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$877 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,750
Tax Year2025
Assessed Value$108,898
Parcel #5411-187-085-000
Source: SparkMLS
Legal Description
SEC 20 T14N R08W LOT 85 NORTH SHORE ESTATES #1 Lots 576, 577 and 578 Lost Canyon available and included to Buyers at no addt cost.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tom Garner
Century 21 White House Realty
Frequently Asked Questions about 8274 Peninsula Drive, Canadian Lakes, MI 49346
What school district is 8274 Peninsula Drive, Canadian Lakes, MI 49346 in?
Per MLS# 25038628, this property is served by Chippewa Hills School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25038628, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25038628, the most recent reported annual property tax for 8274 Peninsula Drive, Canadian Lakes, MI 49346 is $4,750 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8274 Peninsula Drive, Canadian Lakes, MI 49346 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8274 Peninsula Drive, Canadian Lakes, MI 49346 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8274 Peninsula Drive, Canadian Lakes, MI 49346?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,315
Principal & interest$3,242
HOA$73
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteFixed WirelessDSLLicensed Fixed Wireless
8 providers at this address
HomeWorks ConnectFiber
1 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsBrightspeedDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8274 Peninsula Drive, Canadian Lakes, MI 49346
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