For Sale
8303 Cowan Lake Drive NE, Rockford, MI 49341
$645,000
MLS # 26027236 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,160 sqftBuilt 19860.41 acres
1 / 3
Listing Description
Gorgeous Waterfront in Kent County . Enjoy sunsets overlooking beautiful 65 acre Cowan Lake. Enjoy the tranquility of lakefront living. The home is move in ready with 4 bedrooms and 3 full Bathrooms. Brick Fireplace in Living room with amazing water front view. and French door to the deck. New flooring, new Roof in 2026.Home has 2 Bedrooms on the main floor with 2 full Bathrooms, 2 more Bed rooms that share a bath on the lower walkout with view of the lake.Family room in lower level with brick fireplace. Dock sits on sandy bottom. Spacious attached garage drywalled.
Source: SparkMLS
About this home
Located in Grattan Township in Rockford, this property offers 4-bedroom, 3-bath, 1,160 sq ft, with original construction dating to 1986.
Asking $645,000 (about $556/sq ft).
Annual property taxes run approximately $5,870 ($489/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,160 sqft
Lot Size0.41 acres
Year Built1986
Stories1
Location
CityRockford
MunicipalityGrattan Twp
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,870
Tax Year2025
State Equalized Value$236,600
Taxable Value$127,237
Assessed Value$123,892
Parcel #411206201024
Source: Public Records
Legal Description
LOT 24 * COWAN LAKE PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Susanne Katharinna Le feve
Michigan Prime Realty LLC
Frequently Asked Questions about 8303 Cowan Lake Drive NE, Rockford, MI 49341
What school district is 8303 Cowan Lake Drive NE, Rockford, MI 49341 in?
Per MLS# 26027236, this property is served by Rockford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26027236, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027236, the most recent reported annual property tax for 8303 Cowan Lake Drive NE, Rockford, MI 49341 is $5,870 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8303 Cowan Lake Drive NE, Rockford, MI 49341 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8303 Cowan Lake Drive NE, Rockford, MI 49341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Grattan Twp police department or the Kent County sheriff's office.
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Monthly payment$4,183
Principal & interest$4,183
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8303 Cowan Lake Drive NE, Rockford, MI 49341
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Municipality
Grattan Township
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