Sold
8305 Cowan Lake Drive NE, Rockford, MI 49341
Sold on 09/02/2025 for$402,000
MLS # 25034265 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,820 sqftBuilt 19700.39 acres
1 / 3
Listing Description
Welcome to 8305 Cowan Lake Dr in Rockford! This 3 bed, 2 bath home offers peaceful living on a no-wake lake with stunning west-facing sunset views. Enjoy lake life from your spacious lake frontage or cozy up indoors with water views from the living room. The home features an open floor plan, primary suite, and a 2-stall garage. Located on the east side of Cowan Lake, you'll love the calm water, perfect for kayaking, fishing, and relaxing. Just minutes from downtown Rockford and in a beautiful natural setting—this is your chance to own lakefront tranquility with everyday convenience.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,820 sq ft home in Grattan Township in Rockford built in 1970.
This home sold for $402,000 (about $221/sq ft).
Property tax estimate: $4,914 per year ($410/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,820 sqft
Lot Size0.39 acres
Year Built1970
Stories1
Location
CityRockford
MunicipalityGrattan Twp
Zip Code49341
CountyKent
School DistrictRockford Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesCable Connected, High-Speed Internet
Sale & Financing
Listed7/10/2025
Sold Date9/1/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,914
Tax Year2024
State Equalized Value$187,300
Taxable Value$112,871
Assessed Value$106,600
Parcel #411206201023
Source: Public Records
Legal Description
LOT 23 * COWAN LAKE PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael D Childress
Childress & Associates Realty
Frequently Asked Questions about 8305 Cowan Lake Drive NE, Rockford, MI 49341
Which school district serves 8305 Cowan Lake Drive NE, Rockford, MI 49341?
Per MLS# 25034265, 8305 Cowan Lake Drive NE, Rockford, MI 49341 is in the Rockford Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rockford Public Schools directly to confirm enrollment eligibility.
What financing options are available for 8305 Cowan Lake Drive NE, Rockford, MI 49341?
Per MLS# 25034265, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8305 Cowan Lake Drive NE, Rockford, MI 49341?
Per public tax records, annual property taxes for this property are $4,914 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8305 Cowan Lake Drive NE, Rockford, MI 49341 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8305 Cowan Lake Drive NE, Rockford, MI 49341 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8305 Cowan Lake Drive NE, Rockford, MI 49341. The maximum advertised download speed is 2.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 8305 Cowan Lake Drive NE, Rockford, MI 49341?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Grattan Twp police department or the Kent County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8305 Cowan Lake Drive NE, Rockford, MI 49341
View full property history →
Municipality
Grattan Township
View all listings →
Get email alerts for new listings near 8305 Cowan Lake Drive NE
We'll notify you when something hits the market in Grattan Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.