Sold
838 Mason Street, Saugatuck, MI 49453
Sold on 06/04/2026 for$595,000
MLS # 26011223 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,120 sqftBuilt 19200.51 acres
1 / 49
Listing Description
A rare and delightful find in Saugatuck City's coveted 'Hill' neighborhood -- a charming, well-kept 3-bed cottage set on three wooded city lots (over 1/2 acre), just blocks from the Harbourfront, shops, and restaurants. Tucked against a serene natural area, the home offers a peaceful, almost woodland retreat while remaining close to downtown. Relax in the sunroom or on the screened porch, enjoy the outdoor shower and lovely gardens with plenty of privacy, and take advantage of a large 2-car detached garage plus an extra storage building. Perfect as a year-round residence or a vacation escape -- with potential to build an additional home on the extra lots. This listing is priced at less than land value.
Source: SparkMLS
About this home
Located in Saugatuck in Saugatuck, this property offers 3-bedroom, 1-bath, 1,120 sq ft, with original construction dating to 1920.
This home sold for $595,000 (about $531/sq ft).
Annual property taxes run approximately $3,755 ($313/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,120 sqft
Lot Size0.51 acres
Year Built1920
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed3/25/2026
Sold Date6/3/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,755
Tax Year2025
Assessed Value$68,772
Parcel #57-750-011-00
Source: SparkMLS
Legal Description
LOTS 50, 51 & 52 RESORT ADD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Richard P Waskin
RE/MAX Saugatuck-Douglas
Frequently Asked Questions about 838 Mason Street, Saugatuck, MI 49453
What school district is 838 Mason Street, Saugatuck, MI 49453 in?
Per MLS# 26011223, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26011223, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011223, the most recent reported annual property tax for 838 Mason Street, Saugatuck, MI 49453 is $3,755 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 838 Mason Street, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 838 Mason Street, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Monthly payment$3,859
Principal & interest$3,859
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
838 Mason Street, Saugatuck, MI 49453
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Municipality
Saugatuck
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