Sold
840 Ely Street, Allegan, MI 49010
Sold on 05/18/2026 for$424,000
MLS # 26015676 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,700 sqftBuilt 19561.43 acres
1 / 74
Listing Description
Space, style, and standout outdoor living--welcome to 840 Ely St in Allegan Mi. Situated on almost 1.5 acres, this property offers the perfect blend of privacy and convenience, just minutes from and within walking distance to downtown Allegan and the new elementary school. The outdoor space is a true highlight, featuring an in-ground pool, converted to saltwater (2021), complete with pool furniture, a robotic vacuum (2024), safety cover, and a dedicated BBQ area--ideal for entertaining or relaxing all summer long. Inside, you'll find a versatile layout with thoughtful updates including updated plumbing, two renovated bathrooms, new flooring, and updated baseboards. A flexible bonus space adds even more functionality for a home office, hobby area, or additional living space. With its acreage, updates, and exceptional outdoor features, this home offers a unique opportunity in a desirable location. Schedule your showing today!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,700 sq ft home in Allegan Township in Allegan built in 1956.
Final sale price: $424,000 (about $157/sq ft).
Annual property taxes run approximately $7,214 ($601/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,700 sqft
Lot Size1.43 acres
Year Built1956
Stories2
Location
CityAllegan
MunicipalityAllegan City
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPrivate Water
SewerPublic
Sale & Financing
Listed4/14/2026
Sold Date5/17/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,214
Tax Year2025
Assessed Value$162,037
Parcel #51-100-029-00
Source: SparkMLS
Legal Description
COM AT A PT ON CTR ELY ST 445.8 FT NELY OF INTER SD LIN WITH E W 1/8 LIN NE 1/4 TH N 55 DEG 30' W AT RT ANG TO CTR LIN ELY ST 429 FT TH N 34 DEG 22' E & PPL TO CTR LIN ELY ST 152.3 FT TH S 86 DEG 11' E TO A PT AT RT ANG TO A PT ON CTR LIN ELY ST 163 FT NELY FROM PT OF BEG TH S 55 DEG 38' E TO PT ON CTR LIN ELY ST 163 FT NELY FROM PT OF BEG TH SWLY ALG CTR LIN ELY ST 163 FT TO PL OF BEG SEC 32.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dana L Olthouse
Bellabay Realty (North)
Frequently Asked Questions about 840 Ely Street, Allegan, MI 49010
Which school district serves 840 Ely Street, Allegan, MI 49010?
Per MLS# 26015676, 840 Ely Street, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26015676, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 840 Ely Street, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $7,214 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 840 Ely Street, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 840 Ely Street, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 840 Ely Street, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Allegan City police department or the Allegan County sheriff's office.
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Monthly payment$2,718
Principal & interest$2,718
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
840 Ely Street, Allegan, MI 49010
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Municipality
Allegan Township
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