Sold
8401 River Road, MI
Sold on 02/12/2026 for$475,000
MLS # 50195417 (MiRealSource)
3 beds2 bathsBuilt 19400.55 acres
1 / 65
Listing Description
Discover this charming waterfront retreat tucked away in a peaceful, secluded setting. The open kitchen features abundant cabinet and counter space, soft-close drawers, roll-out shelves, and all stainless steel appliances included. The dining room flows seamlessly into the great room, where soaring cathedral ceilings and panoramic views of the St. Clair River create a stunning backdrop all year round. Enjoy the summer days in the bright and airy sunroom as you sip your favorite beverage and watch the boats and freighters cruise by. 3 spacious bedrooms provide comfort and versatility for family and guests. A unique loft above the detached garage offers an ideal private space for an additional bedroom, hobbies, work, or relaxation. Take advantage of the private beach in your own backyard! With two generous 22x24 detached garages, you’ll have all the storage and workshop space you need. Offering both tranquility and convenience, this home feels like a private getaway while still being just minutes from local shops and restaurants. LOCATION, LOCATION, LOCATION!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1940 sits in Cottrellville Township in Michigan.
This home sold for $475,000.
Broadband is available with download speeds up to 1,200 Mbps from 5 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.55 acres
Year Built1940
Location
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage4.5 spaces
HeatingBaseboard
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed12/1/2025
Sold Date2/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ed Martin
RE/MAX First
Frequently Asked Questions about 8401 River Road, MI
What school district is 8401 River Road, MI in?
Per MLS# 50195417, this property is served by East China. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50195417, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 8401 River Road, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8401 River Road, MI is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8401 River Road, MI?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8401 River Road, MI. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Mortgage Calculator
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Monthly payment$3,242
Principal & interest$3,242
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8401 River Road, MI
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Municipality
Cottrellville Township
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