Sold
843 20th Street, Otsego, MI 49078
Sold on 12/22/2025 for$425,000
MLS # 25052897 (Michigan Regional Information Center (MichRIC))
2 beds3 baths2,503 sqftBuilt 199710 acres
1 / 48
Listing Description
Wonderful one owner home with 10 acres, huge pole barn and attached garage. This ranch style home offers a walkout basement with over 3,000 square feet of total space and over 2,700 square feet of finished space, along with fenced in backyard. Great front porch for hanging out or the 3 Season Room for hanging out. This place is paradise!
Source: SparkMLS
About this home
2-bedroom, 3-bath, 2,503 sq ft home in Otsego Township in Otsego built in 1997.
This home sold for $425,000 (about $170/sq ft).
Annual property taxes run approximately $2,968 ($247/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 6,000 Mbps across 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area2,503 sqft
Lot Size10 acres
Year Built1997
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorGarage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed11/25/2025
Sold Date12/21/2025
Original Price$474,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$500
Source: SparkMLS
Tax Information
Annual Tax$2,968
Tax Year2025
Assessed Value$88,778
Parcel #1700900710
Source: SparkMLS
Legal Description
N 1/2 N 1/2 SW 1/4 SW 1/4 Sec 9 T1N R12W (96)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chuck E Kinnane
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 843 20th Street, Otsego, MI 49078
What school district is 843 20th Street, Otsego, MI 49078 in?
Per MLS# 25052897, this property is served by Otsego Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25052897, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25052897, the most recent reported annual property tax for 843 20th Street, Otsego, MI 49078 is $2,968 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 843 20th Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 843 20th Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 843 20th Street, Otsego, MI 49078?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 6.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,918
Principal & interest$2,918
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
6 providers at this address
123.NET IncFiber
6 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
843 20th Street, Otsego, MI 49078
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Municipality
Otsego Township
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