Sold
845 Oak Tree Lane, Lapeer, MI 48446
Sold on 04/08/2026 for$575,000
MLS # 20261012865 (Realcomp)
3 beds3 baths4,370 sqftBuilt 20015.29 acres
1 / 62
Listing Description
This well-maintained 3-bedroom, 3-bathroom home, constructed in 2001, offers over 2,500 square feet of living space on a generous 5+ acre lot. Conveniently located just minutes from Lapeer and I-69 access, the property provides an ideal blend of privacy and accessibility.The spacious kitchen features abundant cabinetry and counter space, complemented by a central island for added functionality. Adjacent, the formal dining area is enhanced by a bay window offering scenic views of the private, expansive backyard. The main living room impresses with vaulted ceilings, creating an open and airy atmosphere throughout the primary living area.The main level includes a generous master suite complete with an en-suite full bath and two walk-in closets. Upstairs, two additional oversized bedrooms share a full bathroom.The expansive lower level, with over 1,700 square feet, boasts ample natural light, a third full bathroom, and direct walk-out access to the backyard—presenting excellent potential for customization and additional finished living space. Quality construction and thoughtful design throughout make this home a standout opportunity in a desirable location!
Source: SparkMLS
About this home
Located in Lapeer Township in Lapeer, this property offers 3-bedroom, 3-bath, 4,370 sq ft, with original construction dating to 2001.
Closed at $575,000 (about $132/sq ft).
Estimated annual property tax: $2,811, or about $234 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area4,370 sqft
Lot Size5.29 acres
Year Built2001
Stories2
Location
CityLapeer
MunicipalityLapeer Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished
Sale & Financing
Listed2/28/2026
Sold Date4/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$250 / Annually
Source: SparkMLS
Tax Information
Annual Tax$2,811
Parcel #01201102315
Source: SparkMLS
Legal Description
SEC 11 T7N R10E COM AT S 1/4 COR OF SAID SEC TH N 00 DEG 28' E 1326.98 FT TH S 89 DEG 21' E 62.34 FT TH N 10 DEG 24' W 305.67 FT TO POB TH N 27 DEG 33' W 290.92 FT TH N 35 DEG 55' W 49.20 FT TH N 81 DEG 35' E 743.39 FT TH S 00 DEG 28' W 413.03 FT TH N 89 DEG 19' W 568.61 FT TO POB 5.29 A PARCEL D
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandon K Rowley
Realty Executives Main St LLC
Frequently Asked Questions about 845 Oak Tree Lane, Lapeer, MI 48446
Which school district serves 845 Oak Tree Lane, Lapeer, MI 48446?
Per MLS# 20261012865, 845 Oak Tree Lane, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261012865, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 845 Oak Tree Lane, Lapeer, MI 48446?
Per public tax records, annual property taxes for this property are $2,811. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 845 Oak Tree Lane, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 845 Oak Tree Lane, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 845 Oak Tree Lane, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lapeer Twp police department or the Lapeer County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,782
Principal & interest$3,761
HOA$21
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
845 Oak Tree Lane, Lapeer, MI 48446
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Municipality
Lapeer Township
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