Sold
849 18th Street, Otsego, MI 49078
Sold on 01/30/2026 for$385,000
MLS # 25059933 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,300 sqftBuilt 198014 acres
1 / 52
Listing Description
Back on the market, Contingency of buyers home selling was not fulfilled. NOW you can have 14 +/- acres and 40x60 pole barn w/electric and gas hook up, great set up for an at home shop/business. Enjoy the abundance of hunting, recreation, add animals, a garden & self sustain, escape to your nature filled private refuge. Tthe home is move in ready. Gorgeous open floor plan boating a beamed ceiling, wood burner, beautiful well equipped kitchen, featuring, an abundance of cabinetry, granite counter tops The expansive granite center island is great for quick meals and gathering's of friends and family. Tfhe walk in pantry will be a delight for additional kitchen items. Lovely full bath with heated floors, and tiled double shower with multiple heads. Main bedroom features a wall door to the outside (needs deck). Convenient main floor laundry. The amazing flex room above the garage is a great space featuring hardwood flooring and a deck that gives access through the house or the outside.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 1-bath, 2,300 sq ft, with original construction dating to 1980.
Closed at $385,000 (about $167/sq ft).
Estimated annual property tax: $3,740, or about $312 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 280 Mbps from 5 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,300 sqft
Lot Size14 acres
Year Built1980
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage4 spaces
HeatingForced Air
WaterPrivate Water, Well
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Guest Quarters, LP Tank Rented, Center Island, Pantry
Sale & Financing
Listed11/25/2025
Sold Date1/29/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$2,500
Source: SparkMLS
Tax Information
Annual Tax$3,740
Tax Year2025
Assessed Value$105,007
Parcel #1701001000
Source: SparkMLS
Legal Description
Lengthy legal.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mark E DeLavern
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 849 18th Street, Otsego, MI 49078
What school district is 849 18th Street, Otsego, MI 49078 in?
Per MLS# 25059933, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25059933, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059933, the most recent reported annual property tax for 849 18th Street, Otsego, MI 49078 is $3,740 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 849 18th Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 849 18th Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 849 18th Street, Otsego, MI 49078?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 849 18th Street, Otsego, MI 49078. The maximum advertised download speed is 280 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Private Water, Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
5 providers at this address
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
849 18th Street, Otsego, MI 49078
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Municipality
Otsego Township
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