For Sale
8495 O'Dowling Drive, Onsted, MI 49265
$1,150,000
MLS # 26024427 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,719 sqftBuilt 20000.76 acres
1 / 62
Listing Description
Welcome to 124 ft of waterfront paradise on beautiful private 640 acre all-sport Loch Erin Lake. This exquisite custom built solid brick raised ranch home has been lovingly and meticulously cared for by the original owners since 2000. From the moment you walk through the Grand Foyer you will be captivated by the lovely lake views, 14 ft cathedral ceilings and beautiful Brazilian cherry floors grace the main floor. The open concept design offers stunning views from every room. Beautiful gourmet kitchen offers, granite counter tops, double ovens, large island with JennAir cooktop, an abundance of cabinetry with pull-outs, all appliances included. A large Dining area in kitchen offers a wrap around built in window seat with an abundance of storage underneath. Enjoy beautiful sunrises while enjoying your morning coffee and watching nature from the lovely 4 seasons room. This home offers 4 generous sized bedrooms and 3 full baths, primary bedroom with ensuite is a show stopper...
Source: SparkMLS
About this home
Located in Cambridge Township in Onsted, this property offers 4-bedroom, 3-bath, 3,719 sq ft, with original construction dating to 2000.
Asking $1,150,000 (about $309/sq ft).
Property tax estimate: $8,514 per year ($710/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,719 sqft
Lot Size0.76 acres
Year Built2000
Stories1
Location
CityOnsted
MunicipalityCambridge Twp
Zip Code49265
CountyLenawee
School DistrictOnsted
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull, Walk-Out Access
Garage4 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesCable Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Wet Bar, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/21/2026
Original Price$1,200,000
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,514
Tax Year2025
Assessed Value$320,362
Parcel #CA0-822-0240-00
Source: SparkMLS
Legal Description
UNIT 24, GILGAL POINTE SITE COND
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly D Hope
RE/MAX Perrett Associates - Marshall
Frequently Asked Questions about 8495 O'Dowling Drive, Onsted, MI 49265
What school district is 8495 O'Dowling Drive, Onsted, MI 49265 in?
Per MLS# 26024427, this property is served by Onsted. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26024427, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024427, the most recent reported annual property tax for 8495 O'Dowling Drive, Onsted, MI 49265 is $8,514 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8495 O'Dowling Drive, Onsted, MI 49265 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8495 O'Dowling Drive, Onsted, MI 49265 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cambridge Twp police department or the Lenawee County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Lenawee County public records.
Mortgage Calculator
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Monthly payment$7,459
Principal & interest$7,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8495 O'Dowling Drive, Onsted, MI 49265
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Municipality
Cambridge Township
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County
Lenawee County
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