Sold
8631 Ederer Road, Saginaw, MI 48609
Sold on 06/16/2023 for$355,000
MLS # 23129123 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,938 sqftBuilt 20044 acres
1 / 90
Listing Description
*Offers received- Highest and best for (5/13) at 4pm* Welcome home to this sprawling 4 bedroom ranch on over 4 acres in James Township. With nearly 1800 sq ft of living space this home flows smoothly from front to back. On the main level you will find a master suite with dual vanities, two additional bedrooms, and full bathroom. The kitchen features plenty of cabinet space for storage and counter space for cooking. A spacious living room, laundry and mudroom round out the main level. The fully finished basement runs the entire footprint of the home with another bedroom and full bathroom. Attached you have a spacious two car garage with a built-in work bench. The exterior displays beautiful landscaping around the home, and a large garden in the back yard. Also located on the back of the pr
Source: SparkMLS
About this home
Located in James Township in Saginaw, this property offers 4-bedroom, 3-bath, 2,938 sq ft, with original construction dating to 2004.
This home sold for $355,000 (about $121/sq ft).
Annual property taxes run approximately $3,707 ($309/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,938 sqft
Lot Size4 acres
Year Built2004
Stories1
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air, Hot Water
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/8/2023
Sold Date6/15/2023
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,707
Tax Year0
Assessed Value$0
Parcel #16113022001008
Source: SparkMLS
Legal Description
COM AT NW CORN OF SEC TH E 1778.14 FT TO POB TH CONT E 201.53 FT TH S 653.88 FT TH W 410.30 FT TH N
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cody Maldonado
Howard Hanna Real Estate
Frequently Asked Questions about 8631 Ederer Road, Saginaw, MI 48609
What school district is 8631 Ederer Road, Saginaw, MI 48609 in?
Per MLS# 23129123, this property is served by Swan Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 23129123, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 23129123, the most recent reported annual property tax for 8631 Ederer Road, Saginaw, MI 48609 is $3,707. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8631 Ederer Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8631 Ederer Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,231
Principal & interest$2,231
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8631 Ederer Road, Saginaw, MI 48609
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Municipality
James Township
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