Sold
885 Mineral Avenue, Benton Harbor, MI 49022
Sold on 06/02/2026 for$24,000
MLS # 26014221 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,032 sqftBuilt 19400.16 acres
1 / 20
Listing Description
LARGE Price Reduction- HUD Home in Benton Harbor. Make this house your home by adding your own personal touches. 3 bedroom, 1 bath, full basement, enclosed front porch. Located within walking distance to parks & schools. Avail 4-29-26 Bids due by 11:59 PM CST then daily until sold. Uninsured FHA 203K only, no insured FHA terms. AS IS'' HUD property sold by electronic bid only. IE FHA Case #263-390540 203k eligible. Buyer to verify all information. HUD does NOT pay for title insurance. Raine makes no warranty as to the existence of mold in this property and is not liable for the potentially harmful effects thereof and makes no warranty as to the condition of the property. See attached MLS addendum regarding'' Buyer Select'' program & seller paid closing costs. See attached LBP & Disclosure for HUD Homes. LBP. Disclosure: Review property condition report.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,032 sq ft home in Benton Harbor in Benton Harbor built in 1940.
Final sale price: $24,000 (about $23/sq ft).
Annual property taxes run approximately $695 ($58/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,032 sqft
Lot Size0.16 acres
Year Built1940
Stories1
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Stone
BasementCrawl Space, Partial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed4/7/2026
Sold Date6/1/2026
Original Price$39,000
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$695
Tax Year2024
Assessed Value$11,419
Parcel #11-54-2300-0065-00-7
Source: SparkMLS
Legal Description
LOT 17 BLK 4 FAIR GROUND ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Elizabeth Van Leeuwen
Bon Realty
Frequently Asked Questions about 885 Mineral Avenue, Benton Harbor, MI 49022
What school district is 885 Mineral Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26014221, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 885 Mineral Avenue, Benton Harbor, MI 49022?
Per MLS# 26014221, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014221, the most recent reported annual property tax for 885 Mineral Avenue, Benton Harbor, MI 49022 is $695 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 885 Mineral Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 885 Mineral Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 885 Mineral Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$188
Principal & interest$188
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
885 Mineral Avenue, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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